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Find out how much your monthly mortgage payment could be, based on your home’s purchase price and the terms of your loan. You can also see how much interest you can expect to pay during the life of your loan.

This calculator is for general education purposes only and is not an illustration of current Navy Federal products and offers.

Why Use a Mortgage Payment Calculator?

To Compare Loan Types

Use our calculator to compare different types of mortgages and loan terms to decide which one works best for you. For example, a 30-year mortgage typically has a lower monthly payment, but adjusting to a 15-year term can save you money in the long run.

To Plan for Your Down Payment

Decide how much money you should put down so your monthly payment is affordable for your budget. If you don't have a down payment saved up, most of our mortgages have options that don't require one.1

To Decide How Much Home You Can Afford

Our calculator can help you determine an affordable home price for you, taking into account your other debts (such as auto or student loans), monthly expenses (like utilities) and the size of your down payment (if any).

To Consider Other Home-Buying Finances

From mortgage closing costs to a reserve fund for home repairs, there are other expenses associated with buying a home.

More About Mortgages


Disclosures

1

Product features subject to approval. 100% financing loans may include an additional funding fee, which may be financed up to the maximum loan amount. Available for purchase loans only.