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Flagship Premier Visa Signature® Credit Cards earn 4 points for every $1 of eligible purchases made on travel, 3 points for every $1 of eligible purchases made at restaurants (dining), and 1 point for every $1 of other eligible purchases. Eligible purchases include purchases of goods and services, minus returns and credits, and exclude fees, interest, balance transfers, gambling, convenience checks, cash advances, and cash-equivalent transactions (e.g., money orders, gift cards, prepaid cards, person-to-person money transfers). Merchants are assigned codes by payment networks based on what they primarily sell. We rely on this information to identify travel and restaurant purchases. Travel is typically coded as airline, hotel, car rental, bus lines, taxis, cruise lines, time shares, parking, rideshare, and transit. A travel or restaurant purchase may only earn 1 point per dollar spent, depending on the code used to process the transaction. If the purchase is not identified as a travel or restaurant purchase, it will receive 1 point per dollar spent. For example, purchases made at restaurants within another establishment (e.g., casino, grocery store, event venue) may not be assigned a restaurant code, which means they will only receive 1 point per dollar spent. For more information, view the Program Description for the Flagship Premier Card.

Offer valid for members who apply for a new Flagship Premier Visa Signature® account between 10/01/2026 and 01/03/2027 and are approved. To earn the 90,000 bonus points, you must make at least $5,000 in eligible purchases within 90 days of account opening. Eligible purchases include purchases of goods and services, minus returns and credits, and exclude fees, interest, balance transfers, gambling, convenience checks, cash advances, and cash-equivalent transactions (e.g., money orders, gift cards, prepaid cards, person-to-person money transfers). Bonus points post within 8 weeks after the 90-day period. Your account must be open and not in default at the time the bonus is scheduled to post. Limit of one promotional offer at account opening. Offer may change or end without notice.

Receive a $100 statement credit each year after you spend a total of $100 or more on eligible airline purchases using your Flagship Premier Visa Signature® Card. Your eligibility for the credit begins on the date your account is opened and renews each year on that date. This date appears in the Member Since field under My Profile in the Navy Federal Rewards Center. Any unused credit will not carry over to the next year. The $100 spending requirement may be met through a single purchase or multiple purchases totaling at least $100. Merchants are assigned codes by payment networks based on what a business primarily sells. Only purchases coded as airlines or air carriers qualify as eligible airline purchases and will count toward the required $100 or more to earn the statement credit. Charter or private jet flights do not qualify. After the $100 in eligible airline purchases posts to your account, it may take 6-8 weeks for the statement credit to appear. The statement credit may not be posted or may be reversed if the purchase(s) is/are canceled, modified, or returned. Your account must be open and not in default when the statement credit is scheduled to post to your account. Only the primary cardholder is eligible for this credit. Purchases made by authorized users do count toward the $100 spending requirement. Navy Federal may modify or end this offer at any time without notice.

Receive up to $120 in statement credits for Global Entry or TSA Pre✓® charges that are processed after the Global Entry program application fee or TSA Pre✓® application fee is charged to your Flagship Premier Visa Signature® Card. Flagship Premier Visa Signature® Cardholders are entitled to up to $120 in statement credits per eligible Flagship Premier Visa Signature® Credit Card number every 4 years per Global Entry or TSA Pre✓® program. The 4-year period is based on the date of the first qualified transaction. Statement credits are applied to application fee charges made on or after account opening. Please allow 6-8 weeks after the applicable program application fee is charged for the statement credit(s) to post to your account. Cardholders are responsible for payment of all charges until the statement credit(s) post(s) to their account. Visa® and Navy Federal Credit Union reserve the right to modify or cancel this offer at any time and without notice. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). TSA Pre✓® is an expedited airport security program operated by the U.S. Transportation Security Administration (TSA) that allows low-risk travelers within the United States to speed through security at select airports. Visa and Navy Federal Credit Union have no liability with regards to the Global Entry and TSA Pre✓® programs and have no control over either program, including, but not limited to, the application, approval process or enrollment, and fees charged. For complete details on the Global Entry program, including full terms and conditions, go to cbp.gov/global-entry/about. For more information about TSA Pre✓® and the application process, visit tsa.gov/precheck. The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security.

As of 11/04/2026, the Purchases, Balance Transfers, and Convenience Checks APRs range from 15.99% APR to 18.00% APR, are based on creditworthiness, and vary with the market based on the U.S. Prime Rate. The Cash Advance APR is 18%. The Penalty APR is 18% and may apply to an account that is over 60 days past due. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $95 annual fee for Flagship Premier Visa Signature® applies.

Credit card value claim based on an internal analysis of Navy Federal’s average credit card APR assigned to members compared to the bank industry average credit card APR in 2025. The 2025 bank industry average data was obtained from the Federal Reserve’s G.19 Consumer Credit data release.

As of 11/04/2026, the Purchase, Balance Transfer, and Convenience Check APR for the cashRewards Secured card is 18.00% and for other cards ranges from 10.49% APR to 18.00% APR, are based on creditworthiness and product type. These APRs vary with the market based on the U.S. Prime Rate. The Cash Advance APR is 18%. The Penalty APR is 18% and may apply to an account that is over 60 days past due. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $95 annual fee for Flagship Premier Visa Signature® applies.

Authorized users can use your account subject to the terms and conditions of the Credit Card Agreement and Disclosure. You are responsible for paying any charges made or allowed by an authorized user. Your account's performance will be reported to consumer reporting agencies under all cardholders' names, including any authorized user of your account.