Money Market

Standard

Money Market Savings

Our MMSAs earn more than a Basic Savings account and have no term restrictions.

Money Market Savings Account

Offers four dividend rate tiers. The higher your account balance, the greater your earnings:

  • $50,000 and over
  • $25,000 - $49,999
  • $10,000 - $24,999
  • $0 - $9,999*
  • Rate applies to the entire balance, not just the amount over the tier threshold.
  • Tiered rates are based on money market environment and may change weekly.
  • Dividends are earned daily and credited to the account at the end of each calendar month.
  • Due to the number of days in each calendar month, some months may see higher earnings.
  • Additions are accepted in any amount, at any time.
  • Has no term restrictions or minimum balance to open.

*The tiered dividend rate MMSA requires a minimum of $2,500 to earn dividends.

Read the MMSA Disclosure Statement


Jumbo Money Market Savings Account

Earn our Jumbo dividend rate on account balances of $100,000 or more. The dividend rate applies to the entire balance, not just the amount over the tier threshold.

  • A dividend rate based on money market environment and may change weekly.
  • Dividends are earned daily and credited to the account at the end of each calendar month.
  • Due to the number of days in each calendar month, some months may see higher earnings.
  • Should the balance in the account fall below $100,000, the dividend rate paid will be the Savings Account rate for each day the account is below $100,000.
  • Additions are accepted in any amount, at any time.
  • Has no term restrictions.

Minimum of $100,000 to earn the Jumbo dividend rate

Read the Jumbo MMSA Disclosure Statement

IRA

IRA Money Market Savings

IRA Money Market Savings Account

  • No minimum deposit requirement or set term and accepts contributions, direct transfers from other financial institutions and 401(k) rollovers at any time.
  • Offers higher dividend rates for higher balances.

Account has four dividend rate tiers:

  • $50,000 and over
  • $25,000 to $49,999
  • $10,000 to $24,999
  • $0 to $9,999*

*A $2,500 minimum balance must be maintained to earn dividends.


Jumbo IRA Money Market Savings Account

  • Retirement account with no set term.
  • Offers higher dividend rates for higher balances:
SEP Constributions
Balances Earn
$100,000 and over Current Jumbo IRA MMSA rate
$0 to $99,999.99 Current IRA Share rate

Business

Business Money Market Savings

Business Money Market Savings Account

Call to open account

Navy Federal Credit Union Business Services (8:00 am to 5:00 pm, M–F) 1-877-418-1462

Member & Account Services (24 hours) 1-888-842-6328

For toll-free numbers when overseas, visit navyfederal.org.

Collect internationally 1-703-255-8837


Business Jumbo Money Market Savings Account

Call to open account

Navy Federal Credit Union Business Services (8:00 am to 5:00 pm, M–F) 1-877-418-1462

Member & Account Services (24 hours) 1-888-842-6328

For toll-free numbers when overseas, visit navyfederal.org.

Collect internationally 1-703-255-8837

Rates and Terms

Helpful Resources

Rates

Student Loans as low as+ 4.29% APR

Auto Loans as low as+ 2.89% APR

Certificates as high as 3.25% APY

Credit Cards as low as++ 7.99% APR

We encountered an issue with our Rates feed, please call for rates or check back later.