Secure the money you need today with a loan from Navy Federal. Whether you're looking to consolidate debt, finance a home improvement, cover unexpected expenses or treat yourself to a much-needed vacation, we can help.

Sign in to Online Banking to get started with your personal loan.

Helpful Resources

Auto Loans

Personal Loan Application Checklist

Here are a few things we'll need to know:

  • How much you want to borrow for your loan
  • How long you would like to finance your loan
  • Current employment and income (including your employer's name and contact information)
  • Your contact information (phone number and email)*
  • Information about your co-applicant, if applicable (date of birth, address, phone number, email, income, employer's name and phone number, Social Security Number, NFCU access number)

*If you'd like your loan documents sent to an address other than your address of record or to a Navy Federal branch, please call 1-888-842-6328.

1Rates subject to change and are based on creditworthiness, so your rate may differ. Personal Loan rates range from 8.19% to 18.00% APR. Payment Example: A loan amount of $5,000 for 36 months has a payment range from $158 to $183 and finance charge range from $693 to $1,598.

2Shares Secured Loan Payment Example: Share rate plus 2.00%. Loan amount of $3,000 at 2.25% APR for 60 months has a payment of $53.

3Certificate Pledged Loan Payment Example: Certificate rate plus 2.00%. Loan amount of $3,000 at 4.05% APR for 60 months has a payment of $56.


Savings as high as 1.35% APY

Auto Loans as low as+ 2.99% APR

Certificates as high as 3.50% APY

Credit Cards as low as++ 8.24% APR

We encountered an issue with our Rates feed, please call for rates or check back later.