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Resources for Filing Your Tax Return

When filing your tax returns, you may need one or more of the following.

Navy Federal Tax ID: 530116705

IRS Form 1099

  • Available through digital banking* on February 1, 2022
  • Paper copy mailed before January 31, 2022

IRS Form 1099 can help to show dividend earnings. Follow these steps to access it:

Mobile App:* Sign in and tap More in the bottom right of the screen, then tap Tax Statements.

Online Banking: Sign in and click the Statements link in the blue banner at the top of the screen. The dividend earnings and other IRS Form 1099 information you'll need for your 2021 tax return will appear in the Tax Documents section.

Note: If your combined interest-earning accounts report earnings of less than $10 in dividends, you won't receive a 1099.

IRS Form 1098

  • Available through online banking before January 31, 2022 (not accessible through the mobile app)
  • Paper copy mailed before January 31, 2022

IRS Form 1098 (Mortgage Interest Statement) can help to show the amount of interest, points or mortgage insurance premiums you paid on your mortgage loan. You may be able to use these expenses as deductions.1

You can find your 1098 Mortgage Interest Statement for 2021 in the 1098 Statements section of online banking. Follow these steps to access it:

  1. Click Statements on the top right of the page.
  2. Click the arrow to expand your mortgage or equity statements.
  3. Select your mortgage/equity account and click "+" to expand.
  4. Select 1098 Statements and click on the desired year you're looking for.

Note: If your loan is a Home Equity Line of Credit (HELOC) or was paid in full during 2021, your IRS Form 1098 will be posted in the 1098 Statements section.

Get Your Refund Faster

No need to wait for a check to come in the mail. You can have your refund deposited automatically into your Navy Federal account. Follow the instructions on your IRS Form 1040 or have your tax preparer set it up for you.

For Federal Refunds

To have your tax refund deposited directly, you’ll need to include:

  • our routing number (256074974)
  • your account number

For State Refunds

The requirements for state refunds vary by state, so be sure to review your state's tax form instructions for details.

Know When Your Refund Posts

You don't have to wonder or call us to find out when you'll get your refund. Set up a deposit notification, and we'll send you a text,* push notification or email when it posts.

Learn More about mobile notifications

Submitting Your Tax ID Certification

We’re required by the IRS to report combined dividend earnings on members’ deposit accounts. If you applied for membership by phone, the form was sent in your new member packet and must be completed to ensure compliance. If you haven't received a 97HX form, you can find one using the link below.

Download Tax ID Certificate Form

You can return the form by faxing it to 703-206-4600, attaching it to an eMessage, returning it to a branch or mailing it to:

Navy Federal Credit Union
Attn: Membership Department
P.O. Box 3002
Merrifield, VA  22116-9887

IRS Resources

  • 1040 Central

    Providing essential information for individual taxpayers, the IRS covers the basics of when, how and where taxpayers should file. Find answers to popular questions and access to forms and instructions as well.

    Learn Moreabout 1040 Central
  • Tax Information for Military Members

    Special rules may apply to you as a current or former member of the military, especially if you served or are serving in a combat zone or contingency operation or hospitalized for an injury resulting from that service.

    Learn Moreabout Tax Information for Military Members
  • Online Services

    Filing and paying your taxes should be as convenient as possible. That's why the IRS provides you with many helpful interactive forms, calculators and tools.

    Learn Moreabout Online Services
  • Printable Tax Forms

    Want to work things out on paper? You can easily print out the forms you need and accompanying instructions from the IRS’ library of PDFs.

    Learn Moreabout Printable Tax Forms

Disclosures

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This information is intended to provide general information and should not be considered tax advice. Please consult a tax professional for more information.