Navy Federal Credit Union
Navy Federal Credit Union

Why Choose Navy Federal?

You Come First

We understand your needs because we've been serving the armed forces and their families for more than 80 years. And because we're member-owned, we will always act in your best interest. Switch your accounts to Navy Federal today to start experiencing all
the benefits of membership.

Great Member Benefits

When you're part of the world's largest credit union, you have access to world-class benefits – low rates, exceptional service, and the products and services you deserve.

Great Rates | Managing Your Money | Military Life

 
Great Products

From your first checking account to an IRA, and everything in between, we've got you covered.

Mortgage | Auto | Credit Cards | Checking | Savings

Special Offers & Discounts

As a member, you have access to member-exclusive offers and discounts that save you money on things like auto insurance, car rentals, and credit monitoring.

Military Exclusives | Member Mall | Special Offers | Discounts

 
Convenient Banking

With more ways to bank, you get access to your money the way you want, when you want it. So whether it's online, on your mobile device, in person, or at an ATM, we've got what you need.

Convenient Money Management | Mobile Banking |
Branches & ATMs | 24/7 Member Service


Switch to Navy Federal

1

Become a Member

To switch your accounts, you'll first need to apply to become a member. Once you've joined, you'll have access to an array of products and services to help build your financial future. If you've already joined, just start with the "Switch Your Checking" section below.

Become a Member »

2

Switch Your Checking

You can switch your account online or visit a branch and let us take care of it for you. Your checking account comes with a free Visa® Check Card – the combination debit and ATM card that's accepted worldwide at millions of locations.
You'll receive a supply of starter checks in 7 to 10 business days.

Open a Checking Account »

3

Sign Up for
Direct Deposit

With Direct Deposit, your funds are deposited instantly, saving you the time and hassle of making deposits. Plus, it ensures seamless deposits while you're deployed or traveling.

Sign Up for Direct Deposit »

4

Set Up Bill Pay
and Payments

With Bill Pay, you can schedule one-time or automatic recurring payments for rent, cable, utilities, and more. To get started, all you need is your Navy Federal checking account and Account Access.

Learn Now »

5

Close Your Old Checking Account

Stop using your old checking account, but keep it open until your direct deposit and automatic payments have moved to Navy Federal and all your checks
have cleared.

Get Started by Using the Following Forms »

Fill out the Automatic Payment Change Notification and provide it to any company(ies) debiting your account.

Fill out the Checking Account Closure Notification and provide it to the appropriate financial institution.

Transfer Your Credit Card Balance

Pay no balance transfer fees.

Learn More »

 
Refinance with Us

Great rates. No hidden fees.

Refinance Your Mortgage | Refinance Your Auto Loan

  • Mortgages5/5 ARM as low as+
    3.403%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates