Prequalify for a Credit Card
Are You Prequalified?
Are You Prequalified?
Navy Federal members can see which card they qualify for without any impact to their credit score.
Prequalify Me for a Navy Federal Credit Card Not a member? Find out if you're eligible to join.
What Does It Mean to Prequalify?
When you’re prequalified for a credit card through a financial institution like us, it means we’ve screened whether you can become a cardholder. By providing us with a few pieces of information, we’re able to run a quick credit check (with no impact to your credit score) and see if you’re eligible to receive a specific card before submitting your application. That way, there’s less of a risk of being denied!
Answer 3 quick questions.
Pull your info without affecting your credit score.
See which card is best for you.
Learn More About Our Cards
There’s nothing better than cash if you want the flexibility to choose where to use the rewards you earn.
If you live life on the go, our GO REWARDS card is for you.
If you know you’ll maintain a balance on your credit card, you’ll want one with a low rate. Our Platinum card is the way to go.
Visa Signature® Flagship Rewards
Get the most rewards with our top-tier credit card.
Navy Federal More Rewards American Express® Card
Reward yourself for everyday spending with the More Rewards Card.
The Navy Federal nRewards Secured credit card lets you earn rewards while building your credit.
More Prequalification FAQs
What information do you need from me?
We’ll pull your name, address, date of birth and Social Security number from your member profile. You’ll just need to answer 3 questions:
- Are you Active Duty?
- What’s your annual income?
- What’s your monthly housing expense?
How will you use the information you gather?
We’ll use your information to run a soft credit pull with the credit bureaus and confirm your identity. That’s it.
Is prequalification a guarantee I can receive this card?
Being prequalified for a credit card doesn't guarantee you can receive it. If your application isn’t approved, you’ll receive a letter from Navy Federal within 30 days explaining the reason why.
Is a prequalification the same as a preapproval?
A prequalification varies slightly from a preapproval. Both will determine whether you are eligible to be a cardholder, but a prequalification is typically generated by the member, while the financial institution generates a preapproval.