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More Prequalification FAQs
What information do you need from me?
We’ll pull your name, address, date of birth and Social Security number from your member profile. You’ll just need to answer 3 questions:
- Are you Active Duty?
- What’s your annual income?
- What’s your monthly housing expense?
How will you use the information you gather?
We’ll use your information to run a soft credit pull with the credit bureaus and confirm your identity. That’s it.
Is prequalification a guarantee I can receive this card?
Being prequalified for a credit card doesn't guarantee you can receive it. If your application isn’t approved, you’ll receive a letter from Navy Federal within 30 days explaining the reason why.
Is a prequalification the same as a preapproval?
A prequalification varies slightly from a preapproval. Both will determine whether you are eligible to be a cardholder, but a prequalification is typically generated by the member, while the financial institution generates a preapproval.