Navy Federal Credit Union | Banking, Loans, Mortgages & Credit Cards | Navy Federal Credit Union

For full functionality of this site it is necessary to enable JavaScript. Here are the instructions for how to enable JavaScript in your web browser.

We're open to all branches of the military, DoD, Veterans and their families

How can we help?

AUTO LOAN OPTIONSStart your engines: our rates to buy or refi a new car are as low as 3.89% APR

CHECK RATES

Easily apply online: most decisions in seconds

Stretch your budget with longer payoff terms

Keep your monthly payment in check with terms up to 84 months for used cars and 96 months for new.

See your options with our rates

Estimate your monthly loan payment

Use our calculator to see what your payment could be, based on the purchase price, interest rate and more.

Crunch the numbers to see your monthly payment

See what's new from Navy Federal

In the Press

Become a member Am I eligible for membership?

All branches of the military, Veterans, Department of Defense employees and their immediate family members can join our credit union.

Join Today Check Your Eligibility

Family Members
All Active Duty
Veterans & Retired Active Duty
Department of Defense Civilians

Reward Yourself With CashRewards!

Swipe, tap and get up to 2% cash back on every purchase

Explore cashRewards

You can count on us

We've got what it takes to make you a financial phenom

Diversify your investment portfolio

Here’s how to build a balanced investment mix that fits your goals.
Best Credit Cards for Bad Credit

See how the right card can help you build a stronger credit score.
How to use credit card points for travel

Make the most of your points when you book and while you travel.
Military savings accounts explained

Knowing how they work can help you make confident choices.

HIRE A VETERANSkillBridge partnership smooths
transition to new career at Navy Federal

EMPLOYEE SPOTLIGHTPhanya “West” Sisoukrath

Security Expert

After 2 decades of service, West feared the unknown as he transitioned into the corporate sector. Navy Federal's SkillBridge program helped him—and more than 100 others—launch new chapters and careers.