Navy Federal Credit Union
Navy Federal Credit Union

How To Make Different Types of Transfers

Transfer Funds to My Accounts

Mobile Banking—Transfer money between your accounts.

Wire—A good electronic option to get funds into your account quickly.

SpeedPay—Make a loan payment or deposit a certificate by authorizing a check by phone (to have funds deducted from your checking account at another financial institution).

Automated Clearing House (ACH)—Authorize an electronic transfer to Navy Federal—usually free of charge.

Branch—The first $200 of a deposit of checks made in a branch at the teller line will be available on or before the first business day after we receive your deposit. The remaining amount will be available the second business day.


Transfer Funds from My Accounts

Mobile Banking—Transfer money between your accounts.

Wire—Have funds wired from your Navy Federal account to another financial institution—your quickest electronic option. Fees apply.

Automated Clearing House (ACH)—Transfer funds electronically from your Navy Federal checking account to a checking account at another financial institution—free of charge.

By mail—Send a Cashier's Check.

Visit a branch

Western Union

Call us 1-888-842-6328Phone Tree Icon, international numbers

Sign In and select the Transfers option at the top of the page. Enroll now in Account Access.

Transfer Funds Between Navy Federal Accounts

Funds in your Navy Federal savings, checking account, or Money Market Savings Account can be transferred into other Navy Federal accounts, such as for the purchase of a certificate or to make loan payments.

Navy Federal Online® Account Access. Sign on to Account Access to transfer funds between accounts.

Visit us: Find a local branch

Call us at 1-888-842-6328, international numbers

Write to us: Look up mailing addresses

Navy Federal ATMs


Transfer Funds Overseas

Wire—Transfer funds to someone by initiating an outgoing international bank wire.

Western Union—Transfer funds from your savings account to over 225,000 Western Union Agent locations in over 190 countries and territories around the world.

Cashier's Checks—Funds are withdrawn from your savings account and sent by U.S. mail or Federal Express within 24 hours of receiving the request.

  • Mortgages5/5 ARM as low as+
    3.403%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates