Enjoy Special Offers at Our New Location
Receive a $25 Bonus
Get $25 when you open your first certificate with Navy Federal.1
- Get guaranteed returns
- Earn more than in a savings account
Get $150 Cash back for $2K Spend in 90 Days and 0% Purchase APR for 6 Months
Get a 0% intro APR on purchases for 6 months. After that, a standard variable APR between 11.15% and 18%2 applies. Plus, get $150 cash back when you spend $2,000 in the first 90 days of opening a new cashRewards credit card.3 You'll also enjoy:
- no annual fee2
- 1.5% cash back on purchases
- no balance transfer fees or foreign transaction fees
- protection from unauthorized transactions with our Zero Liability policy
Get a 0.25% discount when you sign up for automatic payments5 on a student loan.
- Save on interest
- Lower monthly payment
Make the Most of Your Membership
Enjoy Special Offers & Discounts
Membership is a big deal. Earn and save more with members-only perks and benefits.Learn More about membership at Navy Federal.
Make more money with your money. You’re guaranteed a return when you open a certificate.Learn More about Navy Federal’s certificate offerings.
Which credit card is right for you? Travel rewards, points, cash back—the choice is yours.Learn More about Navy Federal’s credit card options.
Hit The Road
Whether you’re looking to buy a new or used car, or refinance your auto loan, we’re here to help. We offer 100% financing, exclusive military discounts and decisions in minutes.Learn More about Navy Federal’s auto loan and refinancing options.
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1 Certificate must be opened in specified branch between 11/18/2019 and 02/16/2020 in order to be eligible for bonus; limit one $25 bonus per member. A minimum opening deposit of $100 must be posted to the certificate to be eligible for the bonus. Please allow up to 7 business days for the $25 to be posted to your certificate. The $25 bonus will be credited to your certificate in the form of a dividend and will not be reportable as a contribution. Penalties apply for early withdrawals from the certificate, including any earned dividends. Members should consult a tax consultant or obtain legal advice regarding any tax implications related to the dividend. Taxes related to the $25 bonus are the member’s responsibility. Navy Federal does not provide tax advice. Other restrictions may apply. ↵
2 As of 12/2/19, rates range from 11.15% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. ↵
3 Offer valid for cardholders issued new cashRewards credit card accounts. To be eligible for the $150 cash back, you must make $2,000 or more in net purchases within 90 days of account opening. Rewards are earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash equivalent transactions, such as the purchase, loading or reloading of gift and prepaid cards (e.g., money orders, Visa® Buxx Cards, GO Prepaid Cards, and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Please allow up to 8 weeks after the 90-day period for the bonus cash back to post to your rewards balance. Account must be open and not in default at the time the bonus cash back posts to your rewards balance. Limit of one promotional offer at account opening. Valid for accounts applied for between 1/6/20 and 4/5/20. Navy Federal reserves the right to end or modify this offer at any time. Excludes Navy Federal Business cards. ↵
4 Existing Navy Federal loans are not eligible for this offer. Refinanced loan must be at least $5,000 to be eligible for the $200. You must make your first scheduled payment in order to receive this offer. $200 will be credited to the primary applicant's savings account between 61 and 65 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 60 days, the $200 offer will become invalid. Offer may end at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive. ↵
5 The discount requires continued enrollment of automatic payments. The borrower authorizes automatic payments from a personal account via Automated Clearing House (ACH). If automatic payments are canceled at any time after enrollment, the rate reduction will not apply until the automated payments are reinstated. Automatic payments may be suspended during periods of forbearance and deferment. For variable-rate loans, the APR, including the 0.25% rate reduction, may not fall below the floor rate, which is 2.99% for Navy Federal Student Loans and 1.43% for Navy Federal Student Refinance Loans or Navy Federal Parent Refinance Loans. ↵