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GO Prepaid Card

How It Works


Load Funds Onto
the Card

Load money onto the GO Prepaid Card online.


Use Your GO
Prepaid Card

Shop online or in stores–anywhere Visa® Debit Cards are accepted.


Track Spending & Reload

Track purchases, check the account balance and reload the card online.

Easy to Use

You'll love how easy it is to use your GO Prepaid Card. Just load your card, spend and reload it when you're ready to shop again.

Spend with your GO Prepaid Card today and shop with confidence.

  • No hidden fees
  • Card protected by our
    Zero Liability policy
  • No monthly fees
  • ATM access
  • No activation fee
  • No purchase fee


The GO Prepaid Card is the perfect solution for easy budgeting. It gives you freedom, convenience and peace of mind so that you can focus on enjoying your buying experience.

Why our card is different

  • No hidden fees
  • No monthly fees
  • No activation fee
  • No purchase fee

Plus, you can add one companion cardholder for your senior parent, significant other, caregiver, nanny, or others! To order a companion card you must order, receive and activate your own card. Once you have completed these steps simply log into the GO Prepaid website and click "Joint Account." You can also have up to five cards: one for groceries, one for weekend entertainment, another for household items or whatever you'd like.

Spending Limits

Point-of-Sale Limit: $3,000 per day

ATM Withdrawal Limit: $600

Total Card Load Limit: $10,000

General Information About the Navy Federal GO Prepaid Card

What is a Navy Federal GO Prepaid Card?

Navy Federal GO Prepaid is a reloadable prepaid Visa® card. The card can be used anywhere Navy Federal Debit Cards are accepted—that's millions of locations worldwide. You can add funds anytime online or over the phone from your Navy Federal Debit Card or Navy Federal Visa or MasterCard® credit card.* You can view the Visa GO Prepaid Card transactions and check the card balance online.

Is there an age requirement to have a Visa GO Prepaid Card?

The Visa GO Prepaid cardholder must be at least 18 years old.

How do I activate my Navy Federal GO Prepaid Card?

You can activate your Navy Federal GO Prepaid Card one of two ways:

  1. Log onto and Click Activate My Card. Have your Navy Federal GO Prepaid Card in hand.
  2. Call the toll-free number (855) 477-1138. Have your Navy Federal GO Prepaid Card in hand.

Please note that when you first receive your new Visa GO Prepaid Card, you will be required to select a four-digit PIN.

View the rest of our GO Prepaid FAQs.

Manage Your Navy Federal GO Prepaid Card On the Go!

The GO Prepaid card was designed with you and your financial independence in mind. Perfect for budgeting, travel, online purchases and more!
And now it's even more convenient with the new Navy Federal Prepaid mobile app that lets you stay up-to-speed on your accounts, anywhere and anytime.

  • Balance and Transaction History
    View your current and available balances.
  • Reload and Request Funds
    Load funds anytime with your Navy Federal Debit Card or credit card.*
  • Locator
    Easily locate the nearest branch, ATM and Visa® ReadyLink location on the go.
  • Manage Your Prepaid Accounts
    Manage all your Navy Federal reloadable prepaid cards.
  • Safe and Secure
    Your personal and account information is always protected, keeping your mobile transactions safe.

Download the app today!

Message and data rates may apply. Terms and Conditions are available. iPhone® is a registered trademark of Apple, Inc. App Store℠ is a service mark of Apple, Inc. Android™ is a trademark of Google, Inc.
Already have a card? Sign in to view your transactions.

Navy Federal credit cards will no longer earn rewards for cash equivalent transactions, such as purchasing, loading or reloading Navy Federal Visa Buxx Cards, Navy Federal GO Prepaid Cards and Navy Federal Visa Gift Cards. Rewards program descriptions will be updated and available on