Hit the Road With a Great Low Rate

Whether you’re looking to buy a new or used car, or even want to refinance your auto loan from another lender, we’re here to help. We provide auto loans with great rates, 100% financing, exclusive military discounts1 and decisions in minutes. Check out how much you can save—you’ll finally stop dreaming and start driving.

Auto Loan Resources

Calculate Your Monthly Payment

Use our calculator to determine how much your monthly payment will be.

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Auto Buying Program

Enjoy exclusive savings on your next vehicle, motorcycle or powersport.

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Registration & Titling

Learn the ins and outs of the car registration process.

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Disclosures

1Direct Deposit required. This military special may expire at any time. Applicants must contact Navy Federal by phone or visit a branch to receive the discount. Active duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.

2Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ. New Vehicles: Year models 2017, 2018 and 2019 with 7,499 miles or less. Minimum loan amount is $30,000 for terms of 85-96 months. Payment example: New auto loan of $20,000 for 36 months at 2.89% APR will have a monthly payment of $582. Used Vehicles: 2016 and older model year or any model year with over 30,000 miles. Late Model Used Vehicles: Year models 2017, 2018 and 2019 with 7,500-30,000 miles.

3Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ. Boat and recreational vehicles must be used for recreational purposes only. Boats: New boat loan of $20,000 for three years at 5.65% APR will have a monthly payment of $608. $25,000 minimum amount financed for 61 to 84 months. $30,000 minimum amount financed over 84 months. New Motorcycles: 2017, 2018 and 2019 model years with less than 1,000 miles. New motorcycle loan of $15,000 for three years at 6.85% APR will have a monthly payment of $465. $25,000 minimum amount financed for 61 to 72 months. $30,000 minimum amount financed for 73 to 84 months. Used Motorcycles: Model years 2016 and older, or more than 1,000 miles regardless of title history. $25,000 minimum amount financed for 61 to 72 months. Other Collateral: Loan for other collateral of $15,000 for three years at 7.89% APR will have a monthly payment of $472. $25,000 minimum amount financed for 61 to 84 months. $30,000 minimum amount financed for over 84 months. Collateral loans available for up to 180 months for home improvement on your primary residence.

Rates

Mortgages 5/5 ARM as low as+ 4.491% APR

Auto Loans as low as+ 2.89% APR

Certificates as high as 3.25% APY

Credit Cards as low as++ 7.74% APR

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