Become a Member
Our members are the mission
Start your financial journey with Navy Federal
Enjoy the support and great service of a credit union that puts your needs first.
Under 18? Learn about minor membership.
Who can join Navy Federal?
For more than 90 years, we’ve been providing financial support to the military, Veterans and their families. So, who’s eligible?
Once you’re in, don’t keep it to yourself! Share with your eligible family and friends!
Why join Navy Federal?
See what our members have to say
I have trusted Navy Federal for many years now because of their efficiency and high-quality standards. In my opinion, they represent true American banking at its best.Footnote [1]
- Navy Federal Member Lillian
Reach your financial goals
Tools and products to help you meet your goals
Home buying made easy
As a top VA lender,Footnote [2] we understand the unique needs of Servicemembers, Veterans and their families. From VA loans to our Military Choice Home Loan, you have options.Footnote [3]
A 360-degree view of your finances
Track spending, create a budget, monitor credit and view all your accounts and investments—even those at other banks—all for free with My MakingCents.
Explore My MakingCentsto tracking spending
Free Active Duty Checking®
Get up to $20 in ATM fee rebates per statement period, free checks and early access to pay with qualifying military direct deposit.
Membership is a big deal
Our members can earn and save $473Footnote [4] per year by banking with us. See how you can take advantage of your new membership perks.
