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There's No One-Size-Fits-All Solution to Small Business Finances

What Phase Is Your Business In?

  • Launching

    Getting your business off the ground is easier with our tools and guidance. From help with a business plan, to checking, savings and credit solutions, together we can get the job done.

    Visit the Launching section

  • Developing & Growing

    As you focus on profitability and sustainability, we're here to help you scale your business. Get your business fortified with insurance, investing and even partnership resources.

    Visit the Developing & Growing section

  • Established & Maturing

    Whether you’re focused on expansion, efficiency or innovation, we’re committed to supporting your business needs with premium business checking and more.

    Visit the Established & Maturing section

Launching a New Business

What financial tools might a new business need?

Business Checking Account
Give your business the right checking account to handle essential day-to-day transactions, like paying bills, processing payroll and managing expenses—all separately from your personal finances.

Business Savings Account
Open a business savings account and set aside funds for future needs, emergencies or specific goals while earning interest.

Business Credit Card
Use a business credit card to manage and pay business-related expenses and earn rewards on purchases while you do it.

Checking Line of Credit
Relax knowing a business checking line of credit can protect your checking account from overdrafts and per-item overdraft fees.

Streamlined Payment Processing
Get customized credit card processing solutions with support for all major payment types and built-in fraud protection—all with our partner, Heartland.

Learn more with these recommendations:

Developing & Growing Your Business

Looking at growth and expansion? Consider these options:

Business Plus Checking Account
Equip your growing business with a multiple-owner checking account for essential day-to-day transactions, like paying bills, processing payroll and managing expenses. 

Money Market Savings Account
Let your business earn higher interest on its savings while maintaining easy access to funds.

Business Credit Card
Use a business credit card to manage and pay business-related expenses and earn rewards on purchases while you do it.

Checking Line of Credit
Relax knowing a business checking line of credit can protect your checking account from overdrafts and per-item overdraft fees.

Secured Term Loans
Get financing for the tools, equipment and vehicles your business needs to strengthen and expand your operations.

Insurance
Find peace of mind with the right business insurance and safeguard your business for the long haul.

Payroll Processing
Get solutions to automate and streamline employee payroll processing, manage taxes and ensure compliance.

Take a deeper dive with these resources:

Established & Maturing Businesses

If operations are steady and performance solid, consider these tools:

Business Premium Checking Account
Step into a premium business checking account suitable for the larger transactions and higher deposit balances your business deals with.

Jumbo Money Market Savings Account
Set your business up to earn jumbo dividend rates with higher balances—all while still maintaining easy access to funds.

Secured Business Line of Credit
Borrow funds to help you better manage your small business’s finances by covering gaps or unexpected expenses.

Commercial Real Estate Loans
Get the financing to expand your operation with a new workspace, or broaden your business portfolio with investment properties.

Secured Term Loans
Get financing for tools, equipment and vehicles to outfit your business for continued success.

Take a deeper dive with these resources:

Business Membership

A business membership with Navy Federal is available exclusively to Navy Federal Credit Union members. Become a business member today, and get access to small business professionals, competitive business credit offerings and so much more.

Learn More About Membership in Navy Federal Credit Union.