How Do I Use Checks?

Cashier's Check1 Requests

Navy Federal Cashier's Checks may be requested via any of the following methods:

  • By logging into Navy Federal Online Account Access and submitting a cashier's check request. Click the "Account Services" tab and then "Request a Cashier’s Check".
    • Maximum $2,500
    • Payable to self, self and another payee, or payable to 3rd party
    • Mailed to address on record or branch pick up
  • By logging into Navy Federal Online Account Access and and sending a secure eMessage.
    • No maximum amount
    • Payable to self or payable to 3rd party
    • Mailed to specified address or branch pick up
  • By signed fax to 703-255-7739.
    • No maximum amount
    • May be payable to self or third party
    • Mailed to specified address or branch pick up
  • By mail.
    • No maximum amount
    • May be payable to self or third party
    • Mailed to specified address

Requests should include amount of the check, payee's name and mailing address or branch pick up location, and any special instructions (such as Certified Mail or Federal Express service). Navy Federal offers expedited mailing services for an additional fee. All requests should include phone contact information for verification purposes. Funds are withdrawn from specified checking, savings, or Money Market account and are sent by the next business day.

1A $5.00 fee is assessed for each Cashier's Check in excess of two per day.

Mail a Check

To mail a deposit:

  1. Print and complete a Deposit Voucher
  2. Include a check made out to Navy Federal Credit Union and provide instructions for savings deposit or certificate purchase. You can use this option to make additions to existing IRA and/or Education Savings Account (ESA) plans or to establish a new plan by including a completed IRA or ESA account application.
  3. Mail to:
    Navy Federal Credit Union
    PO Box 3100
    Merrifield, VA 22119-3100

You can request FREE postage-paid deposit envelopes by calling 1-888-842-6328 or our international phone numbers. These envelopes are:

  • Available for deposits into savings, checking or MMSAs or to make additions to existing IRAs or certificate purchases.
  • Not to be used for payments.

Note: Additional postage is required for overseas mailings.

Request processed on receipt, posts to account same day if received prior to cutoff time. Subject to check hold policy. There is no fee for this service.

Rates

Student Loans as low as+ 4.29% APR

Auto Loans as low as+ 2.99% APR

Certificates as high as 3.50% APY

Credit Cards as low as++ 7.99% APR

We encountered an issue with our Rates feed, please call for rates or check back later.