Navy Federal Credit Union
Navy Federal Credit Union

How Do I Use Checks?


Cashier's Check* Requests

Navy Federal Cashier's Checks may be requested via any of the following methods:

  • By logging into Navy Federal Online® Account Access and sending a secure eMessage.
    • No maximum amount
    • May be payable to self or third party
    • Mailed to specified address
  • By logging into Navy Federal Online Account Access and submitting a cashier's check request. Click the "Account Services" tab and then "Share Withdrawal Request".
    • Maximum $2,500
    • Payable to self only
    • Mailed to address on record
  • By signed fax to 703-255-7739
    • No maximum amount
    • May be payable to self or third party
    • Mailed to specified address
  • By mail
    • No maximum amount
    • May be payable to self or third party
    • Mailed to specified address
  • Requests should include amount of the check, payee's name and address, and any special instructions (such as Certified Mail or Federal Express service). Navy Federal offers a FedEx service for an additional $5.65 fee. All requests should include phone contact information for verification purposes. Funds are withdrawn from savings and sent by either U.S. mail or Federal Express by the next business day.

    *A $5.00 fee is assessed for each Cashier's Check in excess of two per day.

Mail a Check

To mail a deposit:

  1. Print and complete a Deposit Voucher
  2. Include a check made out to Navy Federal Credit Union and provide instructions for savings deposit or certificate purchase. You can use this option to make additions to existing IRA and/or Education Savings Account (ESA) plans or to establish a new plan by including a completed IRA or ESA account application.
  3. Mail to:
    Navy Federal Credit Union
    PO Box 3100
    Merrifield, VA 22119-3100

You can request FREE postage-paid deposit envelopes by calling
1-888-842-6328 or our international numbers. These envelopes are:

  • Available for deposits into savings, checking or MMSAs or to make additions to existing IRAs or certificate purchases.
  • Not to be used for payments.

Note: Additional postage is required for overseas mailings.

Request processed on receipt, posts to account same day if received prior to cutoff time. Subject to check hold policy. There is no fee for this service.

  • Mortgages5/5 ARM as low as+
    3.118%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates