Need to split the lunch tab with friends or pay the babysitter? Now you can use Zelle with friends and family to send and receive money, directly between almost any bank accounts in the U.S., typically within minutes.1 It's easy, fast and secure.

The best part is you don't need a personal account number. Just sign in to Navy Federal mobile2 or online banking, and at the Send Money option, add your contact's email address or U.S. mobile phone number, and you’re ready to go.

Ask your recipient to enroll with Zelle before you send them money—this will help them get your payment more quickly.

To enroll in Zelle, log into Navy Federal mobile or online banking today, and you'll be ready to send and receive money fast.

Need help? Visit the mobile tutorials page or check out Frequently Asked Questions.

A Weekend Pass With Zelle

1Zelle is available to bank account holders in the U.S. only. To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 2Message and data rates may apply. Terms and Conditions are available.

Note: This service is not intended to replace the current member-to-member transfer options Navy Federal offers. It is available for members who do not have the option to complete an internal transfer or an ACHO (Automated Clearing House Operation) with an account and routing number. Members can also send funds to non-Navy Federal members.