Skip navigation links
Navy Federal Credit Union

CO-OP Network® ATMs


Don't spend your money to get your money. CO-OP Network, owned by credit unions, offers more than 28,000 ATMs located at credit unions and retail locations throughout the U.S. and Canada. Just look for this symbol on the ATM.

There are no fees* for members who use their Navy Federal Visa® Debit Card or CUCARD® at CO-OP Network ATMs.

Use your Visa Debit Card or CUCARD to make free:

  • Check and cash deposits* at 9,000 CO-OP Network ATMs (only check deposits can be made at the 2,200 Vcom® ATMs located in 7-Eleven® stores)
  • Cash withdrawals
  • Transfers among your Navy Federal accounts (not available at all ATM locations)
  • Balance inquiries (not available at all ATM locations)

All check and cash deposits are subject to a 5-business-day hold beginning the date the check is posted. Checks and cash deposited before 10:00 am Eastern Time will post the same business day. Checks and cash deposited after 10:00 am will post the following business day. The daily deposit limit at a CO-OP ATM is $10,000 per card.

To find a CO-OP Network ATM:

We offer this service free of charge. Your mobile carrier will apply standard text messaging rates.

*Fees will be imposed for deposit discrepancies and adjustments made at CO-OP Network Vcom-owned ATMs located at select 7-Eleven stores in the United States. See the Schedule of Fees & Charges for details.

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
  • More Rates