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Navy Federal Credit Union

Vcom® ATMs in CO-OP Network®


Deposit checks to your Navy Federal checking and savings accounts at over 2,200 Vcom ATMs in CO-OP Network featured at select 7-Eleven® Stores.

  • All check deposits are subject to a 5-calendar-day hold beginning the date the check is posted.
  • Checks deposited before 10:00 am Eastern time will post the same business day.
  • Checks deposited after 10:00 am will post the following business day.
  • The daily deposit limit at a CO-OP Vcom ATM is $10,000 per card.

To locate a participating 7-Eleven Store, click CO-OP Network Locator. Fill out the location information and check the box for "Deposit Taking Only."

At the ATM

The "deposit" key will not be immediately evident on the screen. Follow these steps to make your deposit:

  1. Insert your card
  2. Select the "ATM" key
  3. Enter your PIN
  4. Select the "Deposit" key
  5. Select the account (checking or savings) to which you are making your deposit
  6. PRINT and RETAIN your transaction receipt—Navy Federal will not have images of the checks you deposit

Deposits made by 10:00 am Eastern time receive same-day credit. For deposits made at Vcom ATMs, the ATM owner will impose a fee of $2.00 per item if an adjustment is processed due to one of the following discrepancies in the deposit: the currency appears to be counterfeit; the currency is foreign; the deposit contents do not equal the deposit amount in U.S. dollars, as entered into the ATM; an item is unsigned by the maker; an item is dated more than six months prior to the date of deposit; the numerical and written amounts do not agree; the deposit is over $1,000 and contains an obvious alteration. For each adjustment initiated for deposit items processed and subsequently returned, the ATM owner will impose a fee of $6.00 per item at the time the adjustment is processed. The standard daily deposit limit at CO-OP Vcom ATMs is $10,000 per card, per business day.

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