Navy Federal Credit Union
Navy Federal Credit Union

Calculators

Calculate Your Mortgage!

Take the guesswork out of your home-buying experience with our Mortgage calculators. Determine monthly payments, make loan comparisons, estimate your closing costs, and more.

How much will your monthly mortgage be?

TOP CALCULATORS

Auto Loan Early Payoff: How much interest can you save?
Total Homebuying Budget: How much home can you afford?
Retirement Planner: Are you on track?

Auto

Getting pre-approved for a car loan is the first step to owning your new set of wheels. Then, test drive different finance options before you buy with our auto loan calculators. Once you've got the financing figured out, start shopping for the vehicle you want with participating dealers in your area.

Learn more about Navy Federal Auto Loans.

Loan Considerations

Monthly Payments
What will yours be?

New vs. Used
Which is best for you?

Buying vs. Leasing
What's the best option?

Dealer vs. Credit Union Financing
How do they compare?

Loan Protection
What does it mean for your costs?

Home Equity vs. Auto Loans
Is this a good financing option
for you?

Loan Payment

Early Payoff
How much interest can you save?

Biweekly Payments
How much will you save?


Business

Offering personal and professional guidance tailored to your business, our suite of financial services can help you every step of the way. Whether it's managing inventory or navigating a commercial loan, calculate what it takes to keep your business in the black.

Learn more about Navy Federal's Business Services.

Planning, Financing, & Business Valuation

Breaking Even
How much do you need to sell?

Profit Margins
What will it take to reach your target?

Inventory Analysis
How much stock should you have
on hand?

Cash Flow
What do you have available?

Buying vs. Leasing Equipment
Which option works better for you?

Business Valuation
What is your current cash flow?

Financial Ratios
What areas need attention?

Working Capital
How much do you need for the
year ahead?

Like Kind Exchange
What are your losses, gains, and bases?

Commercial Loans
What's the debt service coverage?

Debt Consolidation
Should you consider it?


Credit & Debt Management

Wisely managing your debt is essential to maintaining solid financial health. Let Navy Federal help you analyze your options for loan consolidation, credit card payoff, and more.

Debt Management

Accelerated Debt Payoff
What are your potential savings?

Personal Consolidation
Is debt consolidation right for you?

Consolidation Through Mortgage
Should you consider it?

Consolidation Through Home Equity
What would it mean for you?

Loan Investment Consolidation
How much can you save
while paying off debt?

Credit Cards

Debt Roll-Down
What's the best way to pay off all your cards?

Credit Card Payoff
How can you make it happen faster?

Minimum Payments
How long will it take to pay off
your card?


Budget & Savings

Curious how much more green you could have in your pockets with a little careful saving, budgeting, and investing? Investigate your options to get on the road to financial security.

If you're looking for more guidance on building your savings, Navy Federal Financial Group has professional advisors to assist you. From investment basics to long-term savings, they can help every step of the way.

Savings

Delaying Saving
What's the cost?

Spending Less
How much more can you save?

Compounding Interest
How will it increase your savings?

Interest Rates
What is their impact on your savings?

Certificates
What will yours be worth at maturity?

Overall Savings Projection
How much will you have?

Savings Goals
What will it take to meet them?

Emergency Savings
How much should you have?

College Savings
How much do you need?

Budget & Investments

Checkbook Balancer

Budget Analysis
Where does your money go?

Stocks, Bonds, and Cash
What's the best mix for a balanced portfolio?

Investment Goals
How will you reach them?


Mortgage & Equity

What will it take to make owning your dream home a reality? Our variety of mortgage options offer the best possible rates and financing for our members, and are tailored to your specific needs—whether you're a first time homebuyer, a servicemember, or in the market to refinance. Before you make a decision, calculate your total budget, compare loan options, analyze payment plans, and then determine which option is best for you.

Take the guesswork out of your next home purchase by visiting our Home Center, where you'll find the information you need to get informed and organized.

Home Buying

Buying vs. Renting
Which is best for you?

Monthly Mortgage Payments
What will yours be?

Total Homebuying Budget
How much home can you afford?

Mortgage & Income Taxes
How much can you save?

Income Requirements
What do you need to make to qualify?

Adjustable Rate Payments
What will yours be?

Fixed vs. Adjustable Rates
Which option meets your needs?

15- vs. 30-year Terms
Which term is best for you?

Comparing Loans
Which is better?

Comparing Lenders
Which has a better loan program?

Down Payments
How much should yours be?

Point Payments
Is the lower rate worth paying points?

Mortgage Insurance Costs
How can you reduce them?

Closing Costs
What will yours be?

Paying Down & Refinancing

Biweekly Payments
How much can they save you?

Biweekly Payments (Existing Mortgage)
What advantage do they offer?

Increasing Payments
How much faster can you pay off?

Refinance Interest Savings
How much can you save if you refinance?

Refinancing
What will it cost you?

Refinance Break Even
How long will it take to reach?

Home Equity

Payment Calculation
How much will your payments be?

Payoff Timeline
How long will it take to pay off?


Retirement

No matter where you are in your career, it's never too soon to consider your retirement plans. From IRAs to 401(k)s, we'll help you figure out how much you'll need and how best to get there.

Visit our Retirement Center for retirement resources at every stage in life. If you're looking to increase your savings through investments or are thinking ahead about estate planning, visit Navy Federal Financial Group.

Retirement

Retirement Planner
Are you on track?

Retirement Nest Egg
How much do you need for a secure retirement?

Monthly Income
How much can you expect to
receive?

Retirement Shortfall
Will you have enough to last?

IRAs

Traditional IRA
How much does it help to have one?

Roth vs. Traditional IRAs
Which is better?

Converting to a Roth IRA
Is it worth it?

Roth IRAs vs. Taxable Investments
How do they compare?

401(k) Accounts

401(k) Savings Estimation
How much can you save?

Roth vs. Traditional 401(k)s
Which is better for you

Roth vs. Traditional 401(k) and
your Paycheck

How does it affect your paycheck?

Individual Contributions
How much can you put towards
your 401(k)?

Rolling Over vs. Spending
What should you do with your 401(k)?

Company Stock Distribution
Should you roll yours into a
Taxable Investment Account?

401(k) with Profit Sharing
How much can you save?