Flexible and Free

If you’re 14-24 years old, get the checking account that has it all. Get up to $120 a year1 in ATM fee rebates, pay no monthly service fee and enjoy no minimum balance requirement.

Open NowOpen a Campus Checking Account

Become a Member


  • ATM fee rebates (up to $120 a year)1
  • No monthly service fee
  • No minimum balance requirement

Best For:

  • Members ages 14-24


0.05% Dividend Rate

0.05% APY2

Included With All Navy Federal Checking Accounts

Safe, Secure and Available 24/7

Manage your money on the go with our mobile app*. Quickly and securely check your balance, track spending and more. Lose your debit card? You can freeze it in seconds.

Learn More About the Mobile App

Checking Resources

View More Checking Resources


1 Up to $10 per statement period.

2 Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 09/19/2020. Fees may reduce earnings.

3 For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500.

4 Free Active Duty Checking account includes free personalized traditional checks.