This tool helps you determine the cheaper option: buying a vehicle and owning it for a long period, or selling and buying a new vehicle more quickly. Most likely, keeping a car for a long time is cheaper than buying and selling every couple of years, especially if the user buys and sells a new car every couple of years. Calculate to find out.

This calculator is for general education purposes only and is not an illustration of current Navy Federal products and offers.

Save with our Auto Buying Program

Enjoy exclusive, low, established pricing on your next new or used car with our Auto Buying Program.

Learn More about the Auto-Buying Program

Make Sense of the Car-Buying Process

Visit MakingCents for clear, step-by-step information on the car-buying process, from understanding car costs to making the deal.

Learn More about the car-buying process

Already Have an Auto Loan with Another Lender?

If you didn't finance your auto loan at Navy Federal, now's your chance! Refinance with us and get $200!1

Learn More about refinancing your auto loan

Disclosures

1

Existing Navy Federal loans are not eligible for this offer. Refinanced loan must be at least $5,000 to be eligible for the $200. You must make your first scheduled payment in order to receive this offer. $200 will be credited to the primary applicant’s savings account between 61 and 65 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 60 days, the $200 offer will become invalid. Offer may end at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive.