Get Extra Rewards for Your Holiday Shopping

This year, we want to make your holidays a little more rewarding. Earn up to 6% cash back or 6X bonus points per dollar spent when you use your Navy Federal Credit Card to shop your favorite stores with Member Deals.1

6% cash back or 6X points at department stores

Macy's, Kohls & JC Penney

4% cash back or 4X points on electronics

Best Buy, Walmart & Apple

3% cash back or 3X points on home improvement and decor

Home Depot, Lowe's & Bed Bath & Beyond

Plus, you can earn rewards by shopping over 1,000 other online stores with Member Deals.

If you spend $400, you could earn:

If you spend $400, you could earn:
Credit Card In-Store or Online Without Member Deals With Member Deals Purchase


$6 Cash Back $26 Cash Back


$0 Cash Back $20 Cash Back

nRewards® Secured, GO REWARDS® and More Rewards Card2

400 Points 2,400 Points

Visa Signature® Flagship Rewards

800 Points 2,800 Points

Examples are based on a Member Deals merchant reward of 5% cash back or 5 points per $1 spent.

How to Shop Member Deals

  1. Step 1

    Sign in to online banking.

  2. Step 2

    In your Account Summary, select the credit card you’d like to use.

  3. Step 3

    Under Rewards Points, click Member Deals.

  4. Step 4

    Select a merchant and complete your purchase. Rewards post to your account as merchants report them, which can take up to 8 weeks.


1 Program excludes Navy Federal Business and Home Equity Line Visa® Platinum credit cards and Navy Federal Debit Cards. Rewards are subject to change and vary by merchant. Reward types will be based on the member's purchasing credit card. cashRewards cardholders will receive cash back. Platinum cardholders will receive a statement credit, and all others will receive points.

2 The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.

Macy's,, and the Macy's logo are all trademarks of Macy's. "Kohl's" and "Kohl's Department Stores", as well as related product and service names, design marks and slogans, are registered trademarks of Kohl's Illinois, Inc. The JCPenney name and logo are registered trademarks of J. C. Penney Company, Inc. Best Buy, the Best Buy logo, the tag design and are trademarks of BBY Solutions, Inc. The "Spark" Design, Walmart and "Save Money. Live Better." are registered trademarks of Wal-Mart Stores, Inc. Apple Store® is a trademark of Apple, Inc., registered in the U.S. and other countries. The Home Depot™ is a trademark of the Home Product Authority. Lowe's and the Gable Mansard Design are registered trademarks of LF, LLC. The Bed Bath & Beyond trademarks and designs are registered trademarks of Bed Bath & Beyond Inc.