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A fixed rate mortgage's payment stays the same for the entire term of the loan. An adjustable-rate mortgage (ARM) has a flexible rate, allowing your monthly payment to increase or decrease.

This calculator is for general education purposes only and is not an illustration of current Navy Federal products and offers.

More About Mortgages

Find the Best Mortgage for You

Our great mortgage rates will bring you home. We've got options for military members, first-time homebuyers or those looking to finance.

Learn more about the mortgages available from Navy Federal


Make Sense of Home Buying

Get clear, step-by-step information on the home-buying process, from understanding mortgages to homeowner essentials.

Learn more about the home-buying process


Mortgage Calculators

From estimating closing costs to deciding how much home you can afford, our calculators can help you make decisions about your mortgage.

Learn more with our mortgage calculators

Disclosures

This content is intended to provide general information and shouldn't be considered legal, tax or financial advice. It's always a good idea to consult a tax or financial advisor for specific information on how certain laws apply to your situation and about your individual financial situation.