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See how much you could pay in closing costs—or settlement charges—based on your estimated interest rate and loan terms. After you apply for your loan, we’ll give you an official Loan Estimate with more precise charges.

This calculator is for general education purposes only and is not an illustration of current Navy Federal products and offers.

How Much Are Closing Costs?

Closing costs are typically 2% to 5% of the property’s value. They vary depending on the value of the home, loan terms and property location, and include costs such as mortgage insurance, property taxes, title fees and other property-related fees.

More About Mortgages