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What You Need to Apply for a Mortgage

When you apply for a mortgage, you'll need to provide information about your employment and financial history. Having this information ready ahead of time will help the process move ahead quickly.

Here's what we typically need for all borrowers on the loan.

Identifying Information

These items will help us confirm your identity and get the mortgage process started.

  • Date of birth
  • Social Security number
  • Navy Federal Share Savings account number
  • 2-year address history

Proof of Income

We'll verify your income to make sure you're able to pay your home loan back.

Other Financial Information

Your assets, debts and other liabilities help us understand your overall financial picture.

  • Your deposit account and asset information from all financial institutions that you'll be using for loan qualification
  • Current property tax, homeowners/condo dues, insurance and lien information on the properties you own
  • Source of down payment

Additional information may be needed based on the type of mortgage you're applying for. For example: Navy Federal will request a Certificate of Eligibility on behalf of VA loan applicants.

Property and Loan Information

You'll also need to provide the following information about the property you wish to purchase.

  • Purchase price
  • Estimated homeowners/condo association dues, on property
  • Type of property
  • Property address

More About the Mortgage Process