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What You Need to Apply for a Mortgage

When you apply for a mortgage, you'll need to provide information about your employment and financial history. Having this information ready ahead of time will help the process move ahead quickly.

To help you get started, here's a list of everything we'll need for all borrowers

  • Date of birth
  • Social Security Number
  • Navy Federal Share Savings account number
  • 2-year address history
  • 2-year work history
  • Gross monthly income to be used for qualifying
  • Any other income to be considered for qualifying
  • Deposit account and asset information held by financial institutions other than Navy Federal Credit Union to be considered for qualifying
  • Current tax, homeowners/condo dues, insurance and lien information
  • Additional documentation about your income, if you're self-employed

Additional information may be needed based on the type of mortgage you're applying for. VA Loan applicants will need to provide a Certificate of Eligibility.

You'll also need to provide the following information about the residence you're purchasing:

  • Purchase price
  • Loan amount
  • Estimated homeowners/condo association dues, on property
  • Type of property
  • Property address
  • Source of down payment

More About the Mortgage Process