Navy Federal Credit Union

Special Offers

Member Specials

At Navy Federal we value what you do, and for that reason, we like to say "thank you" to all those who serve our country. We offer our members special discounts on all types of products and services. Join now and start taking advantage of our specials.

Already Have an Auto Loan with Another Lender?

If you didn't finance your auto loan at
Navy Federal, now's your chance!
Refinance with us and get $100!1

Great IRA Offers for You!
  • Open your first IRA–we'll add $100 to it3
  • Get a 2.00% APY IRA Special–
    20-month term, $20 minimum, $20,000 maximum4
  • Get a 0.50% bonus to any new IRA Certificate purchase when you do a rollover or transfer–$5,000 minimum requirement5

1Existing Navy Federal loans not eligible for this offer. Loan must remain open 60 days with first scheduled payment made in order to receive the offer. $100 will be credited to the primary applicant’s savings account between 61 and 65 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 60 days, the $100 offer will become invalid. Offer may expire at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive.

2Cash back from $400 - $5,050 is available in most states. No cash back in AK, LA, MS, OK. You must register with RealtyPlus before contracting with a real estate agent and be represented by the assigned RealtyPlus real estate firm at closing to qualify. Standard listing fees apply. Contact RealtyPlus for terms and conditions.

3Limit one IRA $100 bonus per member. Offer only available to members who open their first IRA plan and deposit a minimum of $100 in their new IRA account no later than 45 days after account opening. Once funds have been deposited to the IRA, Navy Federal will credit the bonus directly into your new IRA account within 30 days. The IRA $100 bonus will be credited to your IRA in the form of a dividend and will not be reportable as a contribution. Members should consult with their own tax or legal advisor about the appropriate tax treatment of this bonus and any tax implications associated with it. Any taxes related to the IRA $100 bonus are the member’s responsibility. Navy Federal does not provide tax advice. Other restrictions may apply.

4Limit one IRA Special 20-Month Certificate per member. This offer, including the stated APY, is effective December 7, 2015. Navy Federal reserves the right to end or modify this offer at any time. Penalty for early withdrawal from certificates. The IRA Special 20-Month Certificate has a $20 minimum and a $20,000 maximum balance. Available for IRAs and ESAs. Additional deposits are allowed at any time subject to IRS contribution limits.

5Receive a +0.50% bonus (50 basis points) increase to the prevailing dividend rate of a new IRA certificate purchase when funded by a qualified deposit of at least $5,000 as a transfer or a rollover from another financial institution or a qualified retirement plan (such as a Thrift Savings Plan (TSP), pension plan, or 401(k)) during the promotional period. The bonus is not available for Share or ESA certificates. Other restrictions may apply.