Member Incentives

We have a mission—to put members first by making their financial goals our priority. Here are some member exclusives to help you get the most of your money.

Membership Is a Big Deal

Our members earn and save an average of $251 more per year by banking with us. See what you can save with no service fees, low rates and other incentives.

Learn More about some of your new membership perks.

Discounts

As a member, you’re entitled to special discounts on all kinds of products and services. Reward yourself with these specials.

Visa® Special Offers

Get great discounts when you use your card at select retailers.

GEICO

See how much you could save with a special discount on auto insurance.

RealtyPlus®

Get up to $5,050 cash back when you buy or sell your home using our RealtyPlus program.

Enterprise Rent-A-Car

Get a member discount off everyday low rates.

Hertz Car Rental

Save up to 20% on your next car rental with Hertz.

Auto Buying Program

Enjoy exclusive savings on your next vehicle and a hassle-free buying experience.

Exclusive Deals from Your Favorite Stores

When you use your Navy Federal Credit Card to shop our online Member Deals, you’ll get rewards beyond what you’d get for purchasing in-store or from a retailer’s website.6

Learn More about using your Navy Federal Credit Card to shop our online Member Deals

Disclosures

1 Existing Navy Federal loans are not eligible for this offer. You must make your first scheduled payment in order to receive this offer. $200 will be credited to the primary applicant’s savings account between 61 and 65 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 60 days, the $200 offer will become invalid. Offer may end at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive.

2 Cash back from $400 to $5,050 is available in most states. No cash back in AK, LA, MS, OK. You must register with RealtyPlus before contracting with a real estate agent and be represented by the assigned RealtyPlus real estate firm at closing to qualify. Standard listing fees apply. Contact RealtyPlus for terms and conditions.

3 Limit one Special EasyStart Certificate per member. This offer, including the stated Annual Percentage Yield (APY), is effective December 10, 2018. Navy Federal reserves the right to end or modify this offer at any time. Penalty for early withdrawal. The Special EasyStart Certificate has a $50 minimum balance and a $3,000 maximum balance. Additional deposits are allowed at any time subject to the maximum balance. Certificate owner(s) age 18 and older must have a Direct Deposit of Net Pay or a payroll allotment and a Navy Federal checking account within 90 days of the certificate issue date. If these requirements have not been satisfied by the 90th day, your Special EasyStart Certificate dividend rate will be reduced to the prevailing dividend rate of the standard EasyStart Certificate for the remainder of the certificate’s term.

4 Direct deposit required. This military special may expire at any time. Applicants must contact Navy Federal by phone or visit a branch to receive the discount. Active duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.

5 100% financing loans may include an additional funding fee, which may be financed up to the maximum loan amount. Product features subject to approval.

6 Program excludes Navy Federal Business and Home Equity Line Visa® Platinum credit cards and Navy Federal Debit Cards. Rewards are subject to change and vary by merchant. Reward types will be based on the member's purchasing credit card. cashRewards cardholders will receive cash back. Platinum cardholders will receive a statement credit, and all others will receive points.

Some discounts, coverages, payment plans, and features are not available in all states or in all GEICO companies. GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations. Discount amount varies in some states. One group discount applicable per policy. In New York, a premium reduction is available. Coverage is individual. In return for this endorsement, Navy Federal Credit Union does receive some compensation. All program expenses are paid by GEICO. Insurance products are not federally insured, are not obligations of the credit union, and are not guaranteed by the credit union or any affiliated entity. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. Motorcycle insurance is not available in all states. Overseas insurance is provided through International Insurance Underwriters, representing AIG Europe and AIG Limited.
GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary.