Navy Federal Credit Union
Navy Federal Credit Union

Certificates

Get $100 when you open your first IRA with Navy Federal1

  • Only one IRA bonus per member

Members with Account Access

(New! Quick application)

Members without Account Access

(Open a New IRA Plan)


Special 20-Month, $20 Minimum, $20,000 Maximum IRA ONLY Certificate

2.00% APY2

  • Limit 1 per member
  • Additional deposits accepted

Members with Account Access

(New! Quick application)

Members without Account Access

(for Existing Plan Holder)

Members without Account Access

(Open a New IRA Plan)


Special 30-Month, $10,000 Minimum, No Maximum IRA ONLY Certificate

2.25% APY3

  • Great for IRA rollovers and direct transfers

Members with Account Access

(New! Quick application)

Members without Account Access

(for Existing Plan Holder)

Members without Account Access

(Open a New IRA Plan)


Special EasyStartSM Certificate

3.00% APY4 Special EasyStart Certificate is a quick, easy way to start building your long-term savings!

  • $50 minimum
  • 12-month term
  • $3,000 maximum balance
  • Requires Checking and Direct Deposit/Allotment

Members with Account Access

(New! Quick application)

Members without Account Access

Certificate Maturity Instructions
(Non-Account Access Certificate Maturity Instructions)

Read Important Disclosures


The Ultimate Certificate Strategy

Laddering can maximize your earning potential.

ATM
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Direct Deposit

Get same-day access to your money.

Direct Deposit
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Branches & ATMs

Over 55,000 ATMs Worldwide

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Rates and Terms

Calculators

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