Calculators
Personal Finance Calculators
Get a clearer picture of your financial needs with calculators for car costs, credit cards, debt payoff, home expenses, mortgages, savings and more.
Auto Calculators
Getting preapproved for a car loan is the first step to owning your new set of wheels. Then, test drive different finance options before you buy with our auto loan calculators. Once you've got the financing figured out, start shopping for the vehicle you want with participating dealers in your area.
- New vs. Used Car: Which is best for you?
- Car Depreciation: How much will depreciation cost you?
- Lease vs. Buy: What's the best option?
- Car Financing: Should you finance or pay cash?
- Car Loan Comparison: Which vehicle loan is better?
- Auto Loan Term: What term of vehicle loan should you choose?
- Auto vs. Home Equity Loan: Is it a good financing option for you?
- Dealer Financing vs. Car Rebate: Which is a better deal?
- How Long to Keep Your Car: Keep your car or buy a new one?
- Car Affordability: What can you afford?
- Monthly Payments: What will yours be?
Mortgage Calculators
What will it take to make owning your dream home a reality? Our various mortgage options offer the best possible rates and financing for our members, and are tailored to your specific needs—whether you're a first-time homebuyer or servicemember, or in the market to refinance. Before you make a decision, calculate your total budget, compare loan options, analyze payment plans and then determine which option is best for you.
Ready to learn more? Visit MakingCents for clear, step-by-step information on the home-buying process.
- Mortgage Tax Deductions: How much could you be saving?
- Down Payments: How much should yours be?
- Mortgage Closing Costs: How much might you pay in closing costs?
- Monthly Mortgage Payments: What will yours be?
- Mortgage Qualification: Find out how much you can qualify to borrow.
- Renting vs. Buying: Which is best for you?
- Mortgage Loan Comparison: Which loan term is best for you?
- Mortgage Payoff: See how much extra payments can save you.
- Mortgage Refinance: How much could you save on monthly payments?
- Mortgage Tax Savings: How much can you save?
- Additional Mortgage Payments: How much can they save you?
- Adjustable Rate Mortgage: What might your payments be?
- Adjustable vs. Fixed Rate Mortgage: How do they compare for you?
Savings Calculators
Curious how much more green you could have in your pockets with a little careful saving, budgeting and investing? Investigate your savings options to get on the road to financial security.
If you're looking for more guidance on building your savings, Navy Federal Investment Services has professional advisors to assist you. From investment basics to long-term savings, they can help every step of the way.
- Emergency Savings: How much should you have?
- Savings Goals: What will it take to meet them?
- Certificates: What will yours be worth at maturity?
- Retirement Interest Rates: What is their impact on your savings?
- Compare Savings: Which is best for you?
- College Savings: How much do you need?
- Certificate Laddering: How can it help you reach your goals?
- Save or Pay Down Debt: Should you pay down your debt or invest in savings first?
Budgeting Calculators
See how changes to your spending habits can have big payoffs over time. Take control of your financial health and reach your goals.
- Monthly Spending: See your monthly spending in one place and create your budget.
- Spousal Income: Is it more financially beneficial for your spouse to work outside the home?
- Reduce Monthly Spending: How much could you save by changing a few spending habits?
- Raising a Child: How much does it cost to raise a child?
