We’re Here to Help You Manage Your Financial Life

Whether it’s your first Permanent Change of Station (PCS) or your last as you transition out of the military, there are many things to think about and prepare for. Navy Federal is here to help you navigate your finances and ease your transition.

Permanent Change of Station

So, you’ve just gotten your PCS orders. You may be excited or anxious—maybe a bit of both. No matter your situation, you can make the transition easier with these tips:

  • Budgeting helps you build a solid foundation for a successful financial future. Once you have an idea of what you’re spending and how you can plan out your finances, break down your budget even further with these budgeting tips.
  • For tips on making your move easier, Military.com has checklists to help you prepare for PCS.

Transitioning Back to Civilian Life

Transitioning from military to civilian life will present you and your family with many exciting opportunities.

  • Participate in the Transition Assistance Program (TAP) if you're prepping for your final PCS. This program provides you and your family tools and training you'll need for the next step.
  • Begin your employment research at least 12 months before you leave the service, if possible. Our transition kit can help you prep for your next career with tips on managing your new financial world.
  • Track your monthly expenses and read our shopping tips for military families. A little financial planning can go a long way in ensuring a smooth transition.

Choosing Your New Home and Neighborhood

Buying, selling or renting a home is an exciting and big decision. Consider looking at the places best suited for servicememembers for your post-military move.

  • Find a top-performing agent to help with your move through our RealtyPlus®1 program. We can also help guide you home with our excellent home loan products.
  • Visit MilitaryByOwner for help finding homes for rent and sale by other military servicemembers.
  • Prepare for a change in housing costs, whether you plan to rent or buy. We have some helpful information for your next move.

Invest in Your Future

It’s never too early or late to think about investing—whether it’s your child’s education or other planned expenses. Our financial advisors have a deep understanding of military finances to help you invest today.

Learn More about investing with NFFG.

Relocation and Separation Resources


1 The cash-back bonus is offered in most states and is available for individual sales and purchases of property; offer limited to one cash-back bonus per property with no limit on the amount of times you may use the program. In some states, a gift card or commission credit at closing may be provided in lieu of the cash-back bonus. The program is not available in IA or outside the U.S. Cash-back bonus is not available in AK, LA or OK. In KS and TN, a gift card with pre-loaded points that are ready for spending at specified retail establishments after closing will be issued. State regulations in KS limit the dollar amounts and the type of incentive. In MS, NJ and OR, a commission reduction may be available at closing. Please check with the program coordinator for details. This is not a solicitation if you are already represented by a real estate broker. The cash-back bonus is only available with the purchase or sale of your home through the use of a program-referred and -approved real estate agent. All real estate transactions are negotiable. Standard listing fees apply. Contact RealtyPlus for terms and conditions.