Participation Loan Program

Through our Participation Loan Program, we purchase a portion of a commercial loan while the partnering credit union retains the servicing commitment and the member relationship. This can be a good option for credit unions who are:

  • Looking to diversify their loan portfolio
  • Nearing the business loan capital limit set by the National Credit Union Administration (NCUA)
  • Nearing their internal lending limit to a particular borrower

To get started, contact our team at Business_Participation_Loans@navyfederal.org.