Making your credit card payments on time is important to building and maintaining good credit.


If you choose to pay from a Navy Federal account, you will receive credit for the payment on the same day. However, keep in mind that if you make your payment using an external account, the payment could take two to five days to post to your account.


Setting up automatic payments is one way to keep up with your payments, and you can do this from your Transfers tab after signing in to online banking. You may also change your payment due date to any day between the 1st and the 28th of the month, as long as your payments are not past due.


For guidance on how to read your credit card statement, take a look at this sample statement.