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Which credit card is right for you?

View rates, rewards and morejust select "Add A Card" to compare up to 3 of our cards.

Compare table for credit cards cards selected with the benefits associated
Great For
Rewards Structure

1

Redeeming Rewards
Special Offer
Rate: Variable APR

2

Annual Fee

2

What to Consider When Comparing Credit Cards

  • Current credit score: A higher credit score increases your chances of being approved for a credit card.
  • Annual Percentage Rate (APR): The lower the APR, the less interest you'll have to pay each month if you're carrying a balance.
  • Annual fees: Some credit cards require an annual fee to keep the account open. Cards with annual fees often come with premium benefits or lower interest rates.
  • Perks: Different cards will have different perks and benefits, such as cash back rewards and travel discounts. Consider which perks best fit your lifestyle.
  • Terms and conditions: The terms and conditions for each card you're considering will list interest rate ranges, annual fees (if any) and other important details.
  • Approval: If you're worried about being denied, you can see if you prequalify for a Navy Federal Credit Card with no impact to your credit score.

Disclosures

1

Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash equivalent transactions, such as the purchase, loading, or re-loading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.

2

As of 04/16/2024, nRewards® Secured card rate is 18.00% APR and will vary with the market based on the U.S. Prime Rate. All other Navy Federal Credit Card rates range from 11.24% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.