This card is best for...
Paying Off Large Purchases Over Time
Low Interest Rate
Average to Excellent Credit
If you're already a member, you can find out if you prequalify for our Platinum credit card before you submit an application. This won't affect your credit score.
Redeem Credit Card Rewards
Get the most out of your credit card. Redeem your rewards now.Learn More about Redeem Credit Card Rewards
Use your credit card to shop our online Member Deals. You'll get higher rewards just for purchasing through Member Deals, free shipping from certain retailers, exclusive offers and other perks.Learn More about Member Deals
Get Your Credit Score
Stay on top of your credit. Sign in to your Navy Federal account to easily view your credit score.Learn More about Get Your Credit Score
Credit Card Learning Center
How to Apply for a Credit Card
Demystify the application process. Learn how to apply, how long the process takes and what the impact will be on your credit.Learn More about How to Apply for a Credit Card
How Credit Cards Work
Credit cards are valuable tools to establish and build credit. Learn how they work and how to use them responsibly.Learn More about How Credit Cards Work
Credit Scores & Reports
Visit MakingCents to learn what affects your credit score and how you can build a strong credit history.Learn More about Credit Scores & Reports
How to Do a Balance Transfer
Learn how you can move your current credit card balance to a Navy Federal card to consolidate debt and potentially lower payments.Learn More about How to Do a Balance Transfer
As of 02/28/2024, rates range from 11.24% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.↵
As of 02/28/2024, nRewards® Secured card rate is 18.00% APR and will vary with the market based on the U.S. Prime Rate. All other Navy Federal Credit Card rates range from 11.24% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.↵
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