• Collision Damage Waiver

    With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.

    Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance. Only you, as the primary renter of the vehicle, and any additional drivers permitted by the auto rental agreement are covered.

    Certain terms, restrictions and exclusions apply. For more information, please refer to your Auto Rental Insurance Guide. If you need a copy of the guide, please call 1-888-842-6328 or one of our international phone numbers.

    Mastercard Standard MasterRental® Insurance Coverage

    Visa Auto Rental Collision Damage Waiver Program

  • Travel and Emergency Assistance

    It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.

    We'll make every reasonable effort to respond when you have an emergency, even if you need assistance beyond the services listed in your policy. Due to occasional problems such as distance, location or time, neither Visa nor Mastercard nor their service providers can be responsible for the availability, use, cost or results of any medical, legal, transportation or other service.

    Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

  • Extended Warranty Service

    When you have Visa's Warranty Manager Service or Mastercard’s Purchase Assurance Coverage/Extended Warranty Coverage, you have an Extended Warranty Service insurance program that provides security beyond the manufacturer’s guarantee. Credit card users can protect themselves and their purchases with just a simple toll-free call to 1-800-397-9010.

    Whether the purchase is for you or for someone else, the entire amount of the item must be charged to your credit card. You don’t have to register your purchase with the card company.

    Under the Extended Warranty Service, the item must first be covered by the original manufacturer’s warranty of twelve months or less. Then the card’s extended warranty doubles the original manufacturer’s warranty for up to one year. The maximum repair or replacement amount won’t exceed the price charged for the item, up to $10,000.

    You must file a claim within 30 to 60 days from date of failure. A claim form and other requested documentation must be filed within 90 days.

    Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

  • Cell Phone Protection

    Your Navy Federal Credit Card can provide extra insurance for up to three of your cell phones. Simply pay your monthly cell phone bill with your Navy Federal Visa or Mastercard.

    To file a claim, contact the insurance provider directly.

    Visa: 1-866-894-8569

    Mastercard: 1-800-627-8372

    For more information about the terms of the plan, view the program description guide for your card. Navy Federal doesn’t handle insurance claims.

  • Extra Perks

    Visa and Mastercard offer additional travel, entertainment and shopping benefits.

Included With All Navy Federal Credit Cards

  • 24/7 access to stateside member reps
  • No balance transfer or foreign transaction fees1
  • Ability to freeze and unfreeze your cards
  • Zero Liability policy for reported unauthorized transactions
  • Fraud notifications*
  • Access to your FICO® score2
Learn More about the benefits included with all Navy Federal credit cards

Disclosures

1For all Navy Federal Credit Cards: Currently, rates range from 7.74% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.

2FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.