Rates & Loans Options
Interest as low as3.250%
APR as low as3.845%
Interest as low as3.375%
APR as low as3.595%
Where Are You in Your Journey?
Whether you’re gathering information, crunching the numbers or preparing to fill out your application, we have the tools and resources you need.
1 Freedom Lock is available for new applications on purchase loans at no additional fee, with a maximum interest rate reduction of up to 0.25%. You will have the opportunity to re-lock one time if rates improve. You must contact your loan officer to re-lock a minimum of fourteen (14) calendar days prior to settlement/closing, and your loan must close within sixty (60) days of initial lock. ↵
2 100% financing loans include an additional funding fee, which may be financed up to the maximum loan amount. Product features are subject to approval. ↵
3 A VA loan of $250,000 for 15 years at 3.250% interest and 3.845% APR will have a monthly payment of $1,757. A VA loan of $250,000 for 30 years at 3.375% interest and 3.683% APR will have a monthly payment of $1,105. A fixed-rate loan of $250,000 for 15 years at 3.375% interest and 3.595% APR will have a monthly payment of $1,772. A fixed-rate loan of $250,000 for 30 years at 3.875% interest and 4.021% APR will have a monthly payment of $1,176. Taxes and insurance not included; therefore, the actual payment obligation will be greater. ↵
4 The cash-back bonus is offered in most states and is available for individual sales and purchases of property; offer limited to one cash-back bonus per property with no limit on the amount of times you may use the program. In some states, a gift card or commission credit at closing may be provided in lieu of the cash-back bonus. The program is not available in IA or outside the U.S. Cash-back bonus is not available in AK, LA or OK. In KS and TN, a gift card with pre-loaded points that are ready for spending at specified retail establishments after closing will be issued. State regulations in KS limit the dollar amounts and the type of incentive. In MS, NJ and OR, a commission reduction may be available at closing. Please check with the program coordinator for details. This is not a solicitation if you are already represented by a real estate broker. The cash-back bonus is only available with the purchase or sale of your home through the use of a program-referred and -approved real estate agent. All real estate transactions are negotiable. Standard listing fees apply. Contact RealtyPlus for terms and conditions. ↵