Why Choose Navy Federal for Your Mortgage?
Where Are You in Your Journey?
Whether you’re gathering information, crunching the numbers or preparing to fill out your application, we have the tools and resources you need.
Making a Payment
Find out what makes up your monthly mortgage payments and learn about convenient payment options.Learn More about Making a Payment
Find out how we calculate your escrow payments and get answers to your most frequently asked questions.Learn More about Understanding Escrow
Managing Your HELOC
Get answers to questions about your HELOC, including how we calculate your interest rate.Learn More about Managing Your HELOC
1 Freedom Lock is available for new applications on purchase and refinance loans at no additional fee, with a maximum interest rate reduction of up to 0.50%. You will have the opportunity to relock twice if rates improve, and your loan must close within sixty (60) days of initial lock. ↵
2 May include an additional funding fee, which may be financed up to the maximum loan amount. Product features are subject to approval. ↵
A VA loan of $250,000 for 15 years at 2.750% interest and 3.224% APR will have a monthly payment of $1,697.
A VA loan of $250,000 for 30 years at 2.875% interest and 3.195% APR will have a monthly payment of $1,037.
A fixed-rate loan of $250,000 for 15 years at 2.125% interest and 2.338% APR will have a monthly payment of $1,623.
A fixed-rate loan of $250,000 for 30 years at 2.625% interest and 2.761% APR will have a monthly payment of $1,004.
Taxes and insurance not included; therefore, the actual payment obligation will be greater. ↵
4 The cash-back bonus is offered in most states and is available for individual sales and purchases of property; offer limited to one cash-back bonus per property with no limit on the amount of times you may use the program. In some states, a gift card or commission credit at closing may be provided in lieu of the cash-back bonus. The program is not available in IA or outside the U.S. Cash-back bonus is not available in AK, LA or OK. In KS and TN, a gift card with preloaded points that are ready for spending at specified retail establishments after closing will be issued. State regulations in KS limit the dollar amounts and the type of incentive. In MS, NJ, and OR, a commission reduction may be available at closing. Please check with the program coordinator for details. This is not a solicitation if you are already represented by a real estate broker. The cash-back bonus is only available with the purchase or sale of your home through the use of a program-referred and -approved real estate agent. The size of your cash back award depends on the value of the property you are buying or selling. Obtaining the full $8,000 cash back award requires transacting in a property valued at $1.75 million or greater. To calculate the size of you potential cash back, please visit navyfederal.org/realtyplus. All real estate transactions are negotiable. Contact RealtyPlus for terms and conditions. Standard listing fees apply. ↵