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Let's Get Down to Business

Let's Get Down to Business

What are your plans for your business? From startups to growing companies, we offer financial services and business loans to help make your business bigger, better and stronger.

Become a Navy Federal Business Member

We know how much effort goes into making every dollar count for business owners. That's why we offer outstanding dividends and low fees—to help you maximize your money. And, did you know we're nationally recognized for our top rates?

Plus, a business membership with Navy Federal unlocks even more perks. You’ll have access to small business professionals and so much more. Your first step to business membership? Become a Navy Federal Credit Union member.

Find Out More Business Solutions

Business Checking, Savings, Credit Cards and Loans 

  • Business Checking and Savings

    One of the first steps to better financial management is to set up dedicated checking and savings accounts with us. They’re a perfect way to make deposits simpler and cash flow management easier.

  • Business Credit Cards

    Credit cards are another way to streamline expense management and boost your buying power. With no annual fee, competitive rates and a host of reward options,Footnote 1 our GO BIZ® Rewards cards are a best bet for your business expenses.

  • Business Loans

    When you’re ready to grow or need to improve cash flow, we’ve got you covered. We can help with working capital, vehicle and equipment purchases, renovations and buying real estate.

Resources for Veteran-Owned Businesses

Military experience teaches organization, resourcefulness and persistence—skills that also describe successful business owners. Here are some federal and community resources to help Veterans become successful entrepreneurs.

Check Them OutBusiness Solutions


What Phase Is Your Business In? 

Are you just starting out? Still planning? Maybe you’re in the growth stage or you’re already established. Whichever phase you’re in, your needs will change as you grow and your business matures. We have insightful guidance for each phase of your business’ journey.

Find Ideas for the Stage Your Business Is Inbusiness credit card


Inspiring Stores: One Member’s Road to Success

In Guided by Navy Federal, Husband-Wife Team See Small Business Dreams Come True, read how one member went from working a summer job to owning the business.

  • It was like a breath of fresh air to finally meet somebody who understood what we needed.

    Nicole

Partner Tools and Business Resources

  • Partner Tools

    From payroll and credit card processing to insurance coverage and franchise opportunities, we’ve partnered with some of the best in the biz to offer you and your business the resources you need to succeed.

    See How They Can Help about Partner Tools
  • Business Solutions Education Center

    Wondering how to make your business bigger, better and stronger? Get tips on topics like what lenders look for in business loan applications, how to find the right business partners and strengthening your business IQ.

    Read More about Business Solutions Education Center

Participation Loans

We offer participation loans to other credit unions. Our Participation Loans Program may allow these credit unions to continue offering business loans, even when they’re nearing their lending limits.

Frequently Asked Questions

When you become a business member, you’ll have access to small business professionals and business-specific solutions. You’ll also be eligible for competitive rates and dividends, low fees and special pricing on partner services. 

And, you can create accounts specifically for your business, so you can separate your business and personal finances. That makes tracking revenue and budgeting easier, simplifies filling out your tax return and provides some legal protection. Plus, we offer a host of educational resources to help you level up your business management skills.

Disclosures

1

As of 07/01/2025, GO BIZ® Rewards credit card rate is 17.40% - 18.00% APR and will vary with the market based on the US Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.