Navy Federal Credit Union
Navy Federal Credit Union

Visa Signature® Flagship Rewards Credit Card

Rewards to Take You Away Faster

Earn 30,000 points when you spend $3,000 or more in the first 90 days with your new Visa Signature Flagship Rewards Card. Redeem points for flights on any airline, hotel stays, merchandise, gift cards and more!1

  • Enjoy no limit on the points you can earn; points never expire
  • Pay no foreign transaction fees2
  • Receive discounts and upgrades at leading hotels and resorts
  • Get preferred seating at popular events, and more

Earning points is easy:
1.
Apply by May 31, 2015.
2.
Spend $3,000 in the first 90 days.
3.
Receive a 30,000-point bonus.

APR as Low as 9.99%2

Make your wallet mobile with
Apple Pay™3.

Earn more rewards by shopping with your Navy Federal credit card at Member Mall.

Redeem your Navy Federal credit card rewards.

Visa Checkout makes paying
online easy.

Rewards5

Start redeeming your travel rewards once you hit 10,000 points! Earn up to 2% return on each dollar spent.
No point limit or expiration.

See How Fast Points Add Up:6

Move the slider or type in your monthly spending,
then press ENTER.

  • money
  • Monthly spending

Below is a sample of redemption options based on the annual points total.
A complete rewards catalog is available to cardholders via Account Access.

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  • Points earned in the first year: 24,000
  • Limited Time Offer Plus, 30,000 bonus points:3 30,000
  • Total points earned in the first year: 54,000
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1Offer valid for cardholders issued new Visa Signature Flagship Rewards credit card accounts. To be eligible for the 30,000 points offer, you must make $3,000 or more in purchases within 90 days of account opening. "Net purchases" means the sum of your purchase transactions minus returns and refunds. Cash or Navy Federal cash equivalent transactions, such as the purchase, loading, or re-loading of Navy Federal prepaid and gift cards (e.g., Navy Federal gift cards, Visa Buxx or GO Prepaid cards), do not earn rewards and will not count toward the $3,000 spending requirement. Please allow up to eight weeks after the 90-day period for the 30,000 points to post to your rewards balance. Account must be open and not in default at the time the 30,000 points are posted to your rewards balance. Limit of one special points offer per account under this promotion. Offer expires 5/31/15.

2See Credit Card Rates for details. Currently, rates range from 9.99% APR to 18% APR, are variable, and are based on creditworthiness, so your rate may differ. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per overseas transaction.

3Apple® and the Apple logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple, Inc.

4Program excludes Navy Federal Business and Home EquityLine Visa Platinum credit cards and Navy Federal Debit Cards.

5Cash or Navy Federal cash equivalent transactions, such as the purchase, loading or re-loading of Navy Federal gift and prepaid cards (e.g., Navy Federal Gift Cards, Visa Buxx or GO Prepaid cards), do not earn rewards.

6This calculator is intended for educational purposes only. Results are based on input from users and are estimates only; actual rewards earned may vary depending on credit card use. Possible rewards include products, gift cards and experiences from the following vendors: Amazon, AMC Theaters, Avis, Banana Republic, Best Buy®, Blu-Ray, Bose®, Bowflex®, Choice Hotels, Cobra®, Cuisinart®, CVS, Facebook, Fandango®, Hamilton Beach®, Hang Ten, Home Depot®, Hyatt®, iPod classic®, iPod nano®, iPod touch®, iTunes®, Keurig®, Kmart, Kohl's®, Lord & Taylor, Lowe's®, McCormick & Schmick's, Men's Wearhouse®, NASCAR®, Nike®, Outback SteakhouseSM, Regal Cinemas, Restaurant.com, The Ritz-Carlton®, Rod and Reel, Ruth's Chris®, Samsung®, Sears®, Sephora®, Starbucks®, Target®, Visa®, Walmart® and Yamaha®. iPod classic, iPod nano, iPod touch and iTunes are registered trademarks of Apple, Inc. iTunes is for legal or rightholder-authorized copying only. Don't steal music.

Navy Federal Rewards

Get rewarded by earning two points for every dollar you spend. Just make a purchase, and your points will be automatically added to your account. You can redeem your points for travel, cash back, merchandise, gift cards or exciting experiences. When you see how quickly the rewards add up, you'll understand why so many of our members shop with a Navy Federal rewards card!

Learn more about Navy Federal Rewards.


Collision Damage Waiver

With your Navy Federal Visa® or MasterCard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.

Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance. Only you, as the primary renter of the vehicle, and any additional drivers permitted by the auto rental agreement are covered.


Worldwide Automatic Travel Accident Insurance

You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to your covered rewards card. Coverage is for one year from the date of the accident.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Worldwide Automatic Travel Accident Insurance Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.


Travel and Emergency Assistance

It's help when you don't know where to turn. You can count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.

We'll make every reasonable effort to respond when you have an emergency even if you need assistance beyond the services listed in your policy. Please understand that, due to occasional problems such as distance, location or time, neither Visa nor MasterCard nor their service providers can be responsible for the availability, use, cost or results of any medical, legal, transportation or other service.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.


How the Extended Warranty Service Works

When you have Visa's Warranty Manager Service or MasterCard's Purchase Assurance Coverage/Extended Warranty Coverage, you have an Extended Warranty Service insurance program that provides security beyond the manufacturer's guarantee. Credit card users can protect themselves and their purchases with just a simple toll-free call to 1-800-397-9010.

Whether the purchase is for you or for someone else, the item must be charged to your credit card for the entire amount. You do NOT have to register your purchase with the card company.

Under the Extended Warranty Service, the item must first be covered by the original manufacturer's warranty of twelve months or less. Then the card's extended warranty doubles the original manufacturer's warranty for up to one year. The maximum repair or replacement amount won't exceed the price charged for the item, up to $10,000.

You must file a claim within 30 to 60 days from date of failure. A claim form and other requested documentation must be filed within 90 days.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

For terms and conditions, see the Visa Signature Flagship Rewards Program Description Guide.

Visa Signature Flagship Rewards Benefits Guide

Product Reviews

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