Navy Federal Credit Union
Navy Federal Credit Union

Visa Signature® Flagship Rewards Credit Card

Let your rewards take you further.

Our premier travel rewards card lets you redeem points for flights on any airline (anytime),
hotel stays, merchandise and gift cards. Plus, you'll receive discounts and upgrades at leading
hotels and resorts.

APR as Low as 9.99%1

Start redeeming your travel rewards once you hit 10,000 points! Earn up to 2% return on
each dollar spent. No point limit or expiration.

Make your wallet mobile with
Apple Pay™.2


Earn more rewards by shopping with your Navy Federal credit card at Member Mall.

Redeem your Navy Federal credit card rewards.

Visa Checkout makes paying
online easy.

Your quick, simple and secure
way to shop online.

See How Fast Points Add Up:5

Move the slider or type in your monthly spending,
then press ENTER.

  • money
  • Monthly spending

Below is a sample of redemption options based on the annual points total.
A complete rewards catalog is available to cardholders via Account Access.

  • Points earned in the first year: 24,000
  • Limited Time Offer Plus, 30,000 bonus points:1 30,000
  • Total points earned in the first year: 54,000

1See Credit Card Rates for details. Currently, rates range from 9.99% APR to 18% APR and are based on creditworthiness, so your rate may differ. Repayment terms of 2% of outstanding balance or $20, whichever is greater. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per overseas transaction.

2Apple® and the Apple logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple, Inc.

3Program excludes Navy Federal Business and Home EquityLine Visa Platinum credit cards and Navy Federal Debit Cards.

4Navy Federal cash equivalent transactions, such as the purchase, loading or re-loading of Navy Federal gift and prepaid cards (e.g., Navy Federal gift cards, Visa Buxx Cards, GO Prepaid Cards), do not earn rewards.

5This calculator is intended for educational purposes only. Results are based on input from users and are estimates only; actual rewards earned may vary depending on credit card use. Possible rewards include products, gift cards and experiences from the following vendors: Amazon, AMC Theaters, Avis, Banana Republic, Best Buy®, Blu-Ray, Bose®, Bowflex®, Choice Hotels, Cobra®, Cuisinart®, CVS, Facebook, Fandango®, Hamilton Beach®, Hang Ten, Home Depot®, Hyatt®, iPod classic®, iPod nano®, iPod touch®, iTunes®, Keurig®, Kmart, Kohl's®, Lord & Taylor, Lowe's®, McCormick & Schmick's, Men's Wearhouse®, NASCAR®, Nike®, Outback SteakhouseSM, Regal Cinemas,, The Ritz-Carlton®, Rod and Reel, Ruth's Chris®, Samsung®, Sears®, Sephora®, Starbucks®, Target®, Visa®, Walmart® and Yamaha®. iPod classic, iPod nano, iPod touch and iTunes are registered trademarks of Apple, Inc. iTunes is for legal or rightholder-authorized copying only. Don't steal music.

MasterPass is a trademark of MasterCard International Incorporated.

Navy Federal Rewards

Get rewarded by earning two points for every dollar you spend. Just make a purchase, and your points will be automatically added to your account. You can redeem your points for travel, cash back, merchandise, gift cards or exciting experiences. When you see how quickly the rewards add up, you'll understand why so many of our members shop with a Navy Federal rewards card!

Learn more about Navy Federal Rewards.

Collision Damage Waiver

With your Navy Federal Visa® or MasterCard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.

Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance. Only you, as the primary renter of the vehicle, and any additional drivers permitted by the auto rental agreement are covered.

Worldwide Automatic Travel Accident Insurance

You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to your covered rewards card. Coverage is for one year from the date of the accident.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Worldwide Automatic Travel Accident Insurance Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

Travel and Emergency Assistance

It's help when you don't know where to turn. You can count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.

We'll make every reasonable effort to respond when you have an emergency even if you need assistance beyond the services listed in your policy. Please understand that, due to occasional problems such as distance, location or time, neither Visa nor MasterCard nor their service providers can be responsible for the availability, use, cost or results of any medical, legal, transportation or other service.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

How the Extended Warranty Service Works

When you have Visa's Warranty Manager Service or MasterCard's Purchase Assurance Coverage/Extended Warranty Coverage, you have an Extended Warranty Service insurance program that provides security beyond the manufacturer's guarantee. Credit card users can protect themselves and their purchases with just a simple toll-free call to 1-800-397-9010.

Whether the purchase is for you or for someone else, the item must be charged to your credit card for the entire amount. You do NOT have to register your purchase with the card company.

Under the Extended Warranty Service, the item must first be covered by the original manufacturer's warranty of twelve months or less. Then the card's extended warranty doubles the original manufacturer's warranty for up to one year. The maximum repair or replacement amount won't exceed the price charged for the item, up to $10,000.

You must file a claim within 30 to 60 days from date of failure. A claim form and other requested documentation must be filed within 90 days.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

For terms and conditions, see the Visa Signature Flagship Rewards Program Description Guide.

Visa Signature Flagship Rewards Benefits Guide

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