Navy Federal Credit Union
Navy Federal Credit Union

Checking

Browse our checking accounts
Designed for military life. ATM fee rebates up to $20, free checks for the life of the account, and the freedom to access your military
pay Direct Deposit one business day earlier
No Monthly Service Fee
Qualifying Military Direct Deposit required
ATM Fee Rebates
Up to $20 per statement period
Minimum Balance
None
Checks
Free military checks for the life of
the account
Our premier checking account allows you to earn tiered dividends based on your account balance. Plus, get ATM fee rebates.
No Monthly Service Fee
If average balance is $1,500 or more; $10 if less than $1,500
ATM Fee Rebates
Up to $10 per statement period; Direct Deposit required
Minimum Balance
None; $1,500 to earn dividends
Checks
Free name-only checks
If you're looking for a basic checking account with no
monthly fee and no minimum balance requirement
No Monthly Service Fee
ATM Fee Rebates
Not applicable
Minimum Balance
None
Checks
Free name-only checks
If you're a full-time student ages 14-21 looking for electronic convenience and ATM fee
rebates with no minimum
balance requirement
No Monthly Service Fee
Must be ages 14-21
ATM Fee Rebates
Up to $10 per statement period
Minimum Balance
None
Checks
Free name-only checks
If you're looking for electronic convenience with ATM fee rebates
No Monthly Service Fee
With Direct Deposit; otherwise $5
ATM Fee Rebates
Up to $10 per statement period
Minimum Balance
None
Checks
Free name-only checks
 
Pays
Dividends
ATM Fee Rebates
(PLUS® System Transaction Charges)
Access to 55,000+ ATMs
Account Access and
Bill Pay
Minimum
Balance to Open
Service Fee
(Per statement period)
Checks
 
For the military
Yes
Up to $20 per statement period
Free
Free
None
None
Qualifying Military Direct Deposit required
Free military checks for the life of the account
Provides tiered dividends
Yes, based on balance.
Tiers: $1,500-$9,999
$10,000-$24,999
$25,000 & over
Up to $10 per statement period; Direct Deposit required
Free
Free
None; $1,500 to earn dividends
None if average daily balance is $1,500 or more; $10 if less than $1,500
Free name-only checks
Free basic account
Yes
Not applicable
Free
Free
None
None
Free name-only checks
For full-time students (ages 14-21)
Yes
Up to $10 per statement period
Free
Free
None
None; must be ages 14-21
Free name-only checks
ATM Fee Rebates
Yes
Up to $10 per statement period
Free
Free
None
None with Direct Deposit; otherwise $5
Free name-only checks
Included with all Navy Federal checking accounts
Message and data rates may apply. *A qualifying Military Direct Deposit of Net Pay must post to your Active Duty Checking account within 90 days of account opening. If the Military Direct Deposit stops for more than 90 days, the account converts to an EveryDay Checking account.
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