FHA Purchase loans require a minimum of 3.5% down payment. FHA loans are subject to an Upfront Mortgage Insurance Premium (UMIP) of 1.75% of the loan amount. Monthly Mortgage Insurance Premium (MIP) is based on loan-to-value (LTV) and term.
Rates Rates as of:
Fixed-rate loan payments don't change for the entire term of the loan. Use the calculator to figure out how much you might pay and to view disclosure and payment example information.
Interest Rate Rates based on creditworthiness, so your rate may differ
Estimated Monthly Payment $Taxes & insurance not included, therefore the actual payment obligation will be greater.
Adjustable rates start with a low, constant rate, then adjust upward or downward after the initial fixed term according to an index. Use the payment example to figure out how much you might pay and to view disclosure and payment example information.
Monthly Payment (P&I) Taxes & insurance not included; actual payment obligation will be greater.
Included with All Navy Federal Mortgages
Personal guidance from first call to closing
Navy Federal servicing for the life of your loan
1Rates are based on an evaluation of credit history, so your rate may differ. Rates subject to change at any time. For primary residences only. Rates quoted above require a 1.00% loan origination fee. The origination fee may be waived for a 0.25% increase in the interest rate. ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments.
Mortgage Application Assistance
To find the best mortgage loan for you, or to get started on your application, just sign in to Account Access, then select the "Mortgage" under the "Open a New Account" tab. For mortgage application questions, please call 1-888-842-6328 to speak with a specialist.
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners.
What This Means For You
When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you.