A great option for those planning to stay in their new home for a long time and who want to minimize the effects of rising interest rates on their mortgages, Navy Federal Credit Union's Conventional Fixed-Rate mortgages give you the stability of fixed monthly payments.
We offer both conforming and jumbo fixed-rate mortgages. The maximum loan limit for conforming loans is typically $417,000, though the loan limit can vary by state and county. Jumbo loans are for amounts greater than $417,000.
15- and 30- year terms with fixed monthly payments
Interest Rate Rates based on creditworthiness, so your rate may differ
Estimated Monthly Payment $Taxes & insurance not included, therefore the actual payment obligation will be greater.
Included with All Navy Federal Mortgages
Personal guidance from first call to closing
Navy Federal servicing for the life of your loan
1If the bi-weekly payment option is selected, that payment arrangement remains for the life of the loan.
2Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Rates subject to change at any time. For primary residences and second homes only. Bi-weekly option available on conforming and jumbo loans. Rates quoted above require a 1.00% loan origination fee. The origination fee may be waived for a 0.25% increase in the interest rate.
Mortgage Application Assistance
To find the best mortgage loan for you, or to get started on your application, just sign in to Account Access, then select the "Mortgage" under the "Open a New Account" tab. For mortgage application questions, please call 1-888-842-6328 to speak with a specialist.
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners.
What This Means For You
When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you.