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Take Advantage of Predictable
Monthly Payments

A great option for those planning to stay in their new home for a long time and who want to minimize the effects of rising interest rates on their mortgages, Navy Federal Credit Union's Conventional Fixed-Rate mortgages give you the stability of fixed monthly payments.

We offer both conforming and jumbo fixed-rate mortgages. The maximum loan limit for conforming loans is typically $417,000, though the loan limit can vary by state and county. Jumbo loans are for amounts greater than $417,000.

  • 15- and 30- year terms with fixed monthly payments
  • Fixed rates (payments stay the same through term)
  • Bi-weekly payment option available1
  • Jumbo financing available
  • Refinance options available
  • No Private Mortgage Insurance (PMI) or Upfront Mortgage Insurance Premium (UMIP)

Rates Rates as of:

Fixed-rate loan payments don't change for the entire term of the loan. Use the calculator to figure out how much you might pay and to view disclosure and payment example information.

Loan Type Interest Rates From2 Discount Points APR as Low As2
Calculator Apply
Term
30 years
Interest Rate
Rates based on creditworthi­ness, so your rate may differ
Loan Amount
Estimated Monthly Payment
$ Taxes & insurance not included, therefore the actual payment obligation will be greater.
Calculator Apply
Term
15 years
Interest Rate
Rates based on creditworthi­ness, so your rate may differ
Loan Amount
Estimated Monthly Payment
$ Taxes & insurance not included, therefore the actual payment obligation will be greater.
Calculator Apply
Term
30 years
Interest Rate
Rates based on creditworthi­ness, so your rate may differ
Loan Amount
Estimated Monthly Payment
$ Taxes & insurance not included, therefore the actual payment obligation will be greater.
Calculator Apply
Term
15 years
Interest Rate
Rates based on creditworthi­ness, so your rate may differ
Loan Amount
Estimated Monthly Payment
$ Taxes & insurance not included, therefore the actual payment obligation will be greater.