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Mortgage Options Tailored
to Our Servicemembers

Navy Federal Credit Union believes in rewarding our Active Duty military and veteran members,1 and we're proving it with our Military Choice mortgage, available for primary and second homes.

  • Fixed rate (payments stay the same through term)
  • 100% financing options available for primary home purchases2
  • No Private Mortgage Insurance (PMI) required
  • 1.75% funding fee can be financed into the loan up to a maximum of 101.75% loan-to-value (LTV) ratio.
  • Seller contribution up to 6%

We offer both conforming and jumbo Military Choice mortgages. The maximum loan limit for conforming loans is typically $417,000, though the loan limit can vary by state and county. Jumbo loans are for amounts between $417,001 and $1 million.

RatesRates as of:

Fixed Rates

Fixed rate loan payments do not change for the entire term of the loan. Use the calculator to figure out how much you might pay and to view disclosure and payment example information.

Loan Type Interest Rates From3 Discount Points APR as Low As3
Calculator Apply
Term
30 years
Interest Rate
Rates based on creditworthi­ness, so your rate may differ
Loan Amount
Estimated Monthly Payment
$ Taxes & insurance not included, therefore the actual payment obligation will be greater.
Calculator Apply
Term
30 years
Interest Rate
Rates based on creditworthi­ness, so your rate may differ
Loan Amount
Estimated Monthly Payment
$ Taxes & insurance not included, therefore the actual payment obligation will be greater.