When to Refinance Your Mortgage?
4 Goals of Home Refinancers
Refinancing your current mortgage to a new loan with a lower interest rate or different terms could save you money. To decide if refinancing your mortgage is right for you, it’s important to consider the terms of your existing loan, new life events or changes in market conditions.
Crunch the Numbers
Use our Mortgage Refinance Break Even Calculator to see if refinancing is a good financial decision.
Why Choose Navy Federal?
Great rates. Experienced guidance. Excellent loan service. When you choose Navy Federal to refinance your mortgage, you have access to exclusive benefits that save time and money.
Homeowner Resources
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Making a Payment
Find out what makes up your monthly mortgage payments and learn about convenient payment options.
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Understanding Escrow
Find out how we calculate your escrow payments and get answers to your most frequently asked questions.
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Managing Your HELOC
Get answers to questions about your HELOC, including how we calculate your interest rate.
Learn More about Managing Your HELOC