Navy Federal Credit Union
Navy Federal Credit Union


Help You Better Protect Yourself!
Navy Federal Credit Union provides members with Identity Theft Restoration service at no cost and discounts on several Equifax credit-monitoring products. If you suspect you're a victim of identity theft, please call us at
1-888-842-6328. We'll work with you to help restore your identity and prevent further damage.

Equifax Credit Monitoring Products

Products Bronze Shield Gold Shield Platinum Shield
Individual Cost1
Family Cost1
Credit File Monitoring

Equifax 3-Bureau
Equifax 3-Bureau
Identity Theft Insurance2

Up to $25,000
Up to $1,000,000
Up to $1,000,000
Automatic Fraud Alerts3
Internet Scanning4

Lost Wallet Protection  
Equifax Credit File Lock5  
Equifax Credit Score Monitoring6    
Equifax 3-Bureau Credit Report with
Credit Scores6

Learn more about
Bronze Shield

Learn more about
Gold Shield

Learn more about
Platinum Shield

Active Duty Military—Deploying Soon?

Place an Active Duty Alert on your credit report to help minimize your risk of identity theft.

  • Your name will be removed from any pre-screened credit and insurance offers for up to two years, unless you request that your name be added.
  • The alert will last for one year and will require creditors to verify your identity before granting credit in your name.

Request an Active Duty Alert today!

1Equifax will require you to provide your payment information when you sign up. Equifax will immediately charge your card the stated price above and will charge the card that amount for each month you continue your subscription. You may cancel at any time; however, Equifax does not provide partial month refunds.

2Up to $25,000 and $1 million identity theft insurance with no deductible are underwritten by subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.

3The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on behalf by Equifax Consumer Services LLC.

4Internet scanning, branded WebDetectTM, will scan for your Social Security Number (if you choose to), up to five bank account numbers, and up to six major credit/debit card numbers you provide. WebDetect scans thousands of internet sites where consumers' personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that WebDetect is able to locate and search every possible internet site where consumers' personal information is at risk of being traded.

5Equifax credit file lock, branded Equifax Credit Report ControlTM, is only available while you have a current subscription to Equifax Gold Shield or Equifax Platinum Shield. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions that provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit

6The credit scores provided under the offers described here use the Equifax Credit ScoreTM, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

Want to know more?
For questions regarding your credit
report, please contact the credit
bureaus directly.

You may cancel at any time; however, we do not provide partial month refunds.1

Equifax 3-Bureau credit scores are based on an Equifax Credit Score model and are not the same score used by third parties to access your creditworthiness.6

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
  • More Rates