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Navy Federal Debit Card

  • Accepted at millions of locations worldwide
  • Easier than cash or checks
  • Shop online, at stores or over the phone
  • Access money for free at over 30,000 ATMs nationwide
  • Quickly get cash back at participating merchants using your PIN
  • Protects you from unauthorized purchases with Navy Federal's Zero Liability Policy
  • Safer than carrying cash
  • We notify you of unusual activity and protect you from debit card fraud
  • Our staff is available 24/7 if you have any concerns about your account

Simplify how you shop both
in-store and online.


Shop with your Navy Federal
Debit Card at participating merchants. Get discounts.
It's that easy.


Chip cards feature an embedded microchip that provides additional protection from fraud and unauthorized use.

Ready to activate your Navy Federal Debit Card? Call 1-800-531-9561 or log in to
Navy Federal Online Banking here or on our mobile app.
Puts You in Control
  • Money comes directly from your checking account
  • View complete transaction history online through Navy Federal Account Access or on your
    mobile device
  • Choose your own PIN to use at ATMs and for purchases

*Program excludes Navy Federal Business and Home Equity Line Visa Platinum credit cards and Navy Federal Debit Cards.

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
  • More Rates