Mortgage Calculators

What will it take to make owning your dream home a reality? Navy Federal Credit Union's variety of mortgage options offer the best possible rates and financing for our members, and are tailored to your specific needs—whether you're a first time homebuyer, a servicemember, or in the market to refinance. Before you make a decision, calculate your total budget, compare loan options, analyze payment plans and then determine which option is best for you.

Visit MakingCents for clear, step-by-step information on the home-buying process.

Home Buying

Buying vs. Renting
Which is best for you?

Monthly Mortgage Payments
What will yours be?

Total Home-buying Budget
How much home can you afford?

Mortgage & Income Taxes
How much can you save?

Income Requirements
What do you need to make to qualify?

15- vs. 30-year Terms
Which term is best for you?

Down Payments
How much should yours be?

Point Payments
Is the lower rate worth paying points?

Mortgage Insurance Costs
How can you reduce them?

Closing Costs
What will yours be?

Paying Down & Refinancing

Bi-weekly Payments
How much can they save you?

Increasing Payments
How much faster can you pay off?

What will it cost you?

Bi-weekly Payments (Existing Mortgage)
What advantage do they offer?

Refinance Interest Savings
How much can you save if you refinance?

Refinance Break Even
How long will it take to reach?

Home Equity

Payoff Timeline
How long will it take to pay off?