Navy Federal Credit Union

Mortgage Rates

Fixed Loans

Select Product Interest Rates as
low as*
Discount
Points
APR as
low as*
2016-02-09T01:00:39-05:00
  • 30 Yr Jumbo
    3.500 1.000 3.663
  • 30 Yr Conforming
    3.500 1.000 3.663
  • 15 Yr Jumbo
    2.750 1.000 3.039
  • 15 Yr Conforming
    2.750 1.000 3.039
Terms & Conditions

VA and FHA Loans

Select Product Interest Rates as
low as*
Discount
Points
APR as
low as*
  • 15 Yr VA
    2.625 2.250 3.400
  • 15 Yr FHA
    2.625 2.250 4.031
  • 30 Yr VA
    3.000 0.750 3.301
  • 30 Yr FHA
    3.000 0.750 4.197
  • 1 Yr FHA ARM
    3.875 0.375 3.631
  • 3 Yr FHA ARM
    4.625 0.375 4.186
Terms & Conditions

Adjustable Rate Mortgage Loans

Select Product Interest Rates as
low as*
Discount
Points
APR as
low as*
  • 3/1 Conforming ARM
    1.750 0.250 3.348
  • 2/2 Conforming ARM
    1.875 0.250 3.199
  • 3/1 Jumbo ARM
    2.000 0.250 3.201
  • 3/5 Conforming ARM
    2.250 0.250 3.255
  • 3/5 Jumbo ARM
    2.250 0.250 3.255
  • 5/1 Conforming ARM
    2.500 0.250 3.334
  • 5/5 Conforming ARM
    2.500 0.250 3.199
  • 5/5 Jumbo ARM
    2.500 0.250 3.199
  • 5/1 Jumbo ARM
    2.500 0.250 3.199
Terms & Conditions

100% Financing Loans

Select Product Interest Rates as
low as*
Discount
Points
APR as
low as*
  • 15 Yr HomeBuyers Choice
    4.000 0.500 4.491
  • 15 Yr Jumbo HomeBuyers Choice
    4.125 0.500 4.618
  • 30 Yr Military Choice
    4.500 0.500 4.784
  • 30 Yr HomeBuyers Choice
    4.625 0.500 4.911
  • 30 Yr Jumbo Military Choice
    4.625 0.500 4.911
  • 30 Yr Jumbo HomeBuyers Choice
    4.750 0.500 5.038
Terms & Conditions
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Interest Rate:
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*Rates based on creditworthiness, so your rate may differ.

Mortgage Loan Payment Example: $200,000 mortgage for 30 years at 6.125% (6.196% APR) will result in a monthly payment of $1,215.22.

**Taxes and insurance not included, therefore the actual payment obligation will be greater.

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