Mortgage Refinance Calculator
Depending on how long you plan to stay in your home, refinancing could be a good financial decision.
Use this calculator to find out how much you could save on your monthly payment and determine your break-even point—the point when you would start saving money after offsetting the total costs and fees associated with a refinance loan.
This calculator is for general education purposes only and is not an illustration of current Navy Federal products and offers.
More About Mortgages
Find the Best Mortgage for You
Our great mortgage rates will bring you home. We've got options for military members, first-time homebuyers or those looking to finance.
Learn more about the mortgages available from Navy Federal
Make Sense of Home Buying
Get clear, step-by-step information on the home-buying process, from understanding mortgages to homeowner essentials.
Learn more about the home-buying process
Mortgage Calculators
From estimating closing costs to deciding how much home you can afford, our calculators can help you make decisions about your mortgage.