Take Control of Your Online Payments
With Card on File, you can easily link your Navy Federal Debit and Credit Cards to the online merchants you shop with most. If you’ve already connected your card to an online merchant, you can quickly swap it out for a new, existing or reissued card.
It’s a convenient and secure way to control how you pay for recurring online subscriptions, services and purchases.
Card on File Makes It Easier To:
Manage your card info in one place, via our mobile app*
Connect your card with popular online merchants
Switch the card you have on file to a new or existing card
Update your payment info when a card is reissued
To get started:
- Sign in to the mobile app
- Select a debit or credit card account
- Tap "Manage Card"
- Tap "Card on File" (listed under "Online Payments & Subscriptions")
How does Card on File work?
Card on File lets you easily connect participating online merchants to your credit or debit card to pay for your recurring payments and subscriptions.
To get started, select a participating merchant and enter the sign in credentials for your account with them, then choose the Navy Federal card you want to add as a payment method. Your sign in credentials will be stored, so you can easily update your payment method to a different Navy Federal card whenever you need.
What merchants are supported by Card on File?
Currently, more than 65 of the most popular U.S. online merchants—including Amazon, Netflix, Hulu and Spotify—are supported by Card on File. View the complete list of merchants here.
Don’t see a merchant you use? Check back frequently, as we’ll be adding more merchants in the future.
How long does it take to update my payment method for a merchant using Card on File?
It can take anywhere between a few minutes to 24 hours to update your payment method for a merchant. We’ll send you an email confirmation once we’ve successfully connected your card.